> ## Documentation Index
> Fetch the complete documentation index at: https://docs.didit.me/llms.txt
> Use this file to discover all available pages before exploring further.

# Validasi Database Biro Kredit Australia: API ID Match

> Validasi database resmi Australia lewat infrastruktur identitas Didit. Bayar per panggilan mulai $1.17, tanpa kontrak, tanpa minimum.

Memverifikasi data input terhadap data Credit Header yang diperoleh dari biro kredit terbesar di Australia. Didit menyediakan layanan ini melalui `POST /v3/database-validation/` sehingga Anda dapat memverifikasi data yang dikirim dengan sumber yang berwenang dan menerima hasil pencocokan yang sudah dinormalisasi.

## Cakupan

* **Cakupan:** \~ 75%
* **Negara:** Australia
* **ID layanan:** `aus_credit_bureau`
* **Domain data:** Keuangan
* **Kategori:** CreditBureau

## Input

| Kolom | Wajib | Contoh |
| - | -: | - |
| `first_name` | Ya | `John` |
| `last_name` | Ya | `Doe` |
| `date_of_birth` | Ya | `1990-01-01` |
| `address.street_1` | Ya | `123 Sample Street` |
| `address.postal_code` | Ya | `10001` |
| `address.street_2` | Tidak | `Unit 4` |
| `address.city` | Tidak | `Sample City` |
| `address.region` | Tidak | `Sample State` |
| `phone` | Tidak | `+15550101000` |
| `email` | Tidak | `john.doe@example.com` |
| `vendor_data` | Tidak | `user-1234` |

* **Input wajib:** `first_name`, `last_name`, `date_of_birth`, `address.street_1`, `address.postal_code`
* **Input opsional:** `address.street_2`, `address.city`, `address.region`, `phone`, `email`, `vendor_data`
* **Persetujuan:** Wajib
* **Ketersediaan alur kerja:** Tersedia dalam alur kerja
* **Cakupan:** \~ 75%
* **Harga:** \$1.17 per kueri yang berhasil

## Parameter body

**issuing\_state** `string` *required* (default: AUS)

Kode negara ISO 3166-1 alpha-3 untuk layanan database ini.

Contoh: `AUS`

**services** `string` *required* (default: aus\_credit\_bureau)

Array yang berisi ID layanan ini. Mengunci layanan memastikan permintaan hanya mengacu pada database yang tepat ini.

Contoh: `aus_credit_bureau`

**consent** `boolean` *required* (default: true)

Persetujuan eksplisit dari pengguna akhir untuk layanan ini.

Contoh: `true`

**first\_name** `string` *required* (default: John)

Nama depan yang akan divalidasi.

Contoh: `John`

**last\_name** `string` *required* (default: Doe)

Nama belakang yang akan divalidasi.

Contoh: `Doe`

**date\_of\_birth** `string` *required* (default: 1990-01-01)

Tanggal lahir dalam format `YYYY-MM-DD`.

Contoh: `1990-01-01`

**address** `object` *required* (default: \{"street\_1":"123 Sample Street","street\_2":"Unit 4","city":"Sample City","region":"Sample State","postal\_code":"10001","country":"US"})

Objek alamat tempat tinggal yang terstruktur. Gunakan `street_1`, `street_2`, `city`, `region`, `postal_code`, dan `country`. String alamat lama yang lengkap masih diterima, tetapi tidak disarankan.

Contoh: `{"street_1":"123 Sample Street","street_2":"Unit 4","city":"Sample City","region":"Sample State","postal_code":"10001","country":"US"}`

**phone** `string`

Nomor telepon dalam format internasional.

Contoh: `+15550101000`

**email** `string`

Alamat email.

Contoh: `john.doe@example.com`

**vendor\_data** `string` (default: user-1234)

Referensi pengguna yang tetap untuk orang ini di sistem Anda, misalnya ID pengguna internal Anda. Didit menggunakannya untuk menautkan pemeriksaan terpisah ke pengguna akhir yang sama dan mengurangi noise dalam deteksi duplikat.

Contoh: `user-1234`

## Aturan input & catatan validasi

* Untuk layanan berbasis alamat, kirimkan kolom alamat yang terstruktur, bukan satu string `address`, jika memungkinkan.
* `address.street_1` adalah alamat jalan, termasuk nomor dan jenis jalan.
* `address.street_2` adalah apartemen, unit, gedung, lantai, atau baris alamat tambahan lainnya. Kirimkan hanya jika Anda memilikinya.
* `address.city` adalah kota, pinggiran kota, distrik, lokalitas, atau lingkungan.
* `address.region` adalah negara bagian, provinsi, wilayah, atau kota kecil.
* `address.postal_code` adalah kode pos.
* Layanan database berbasis alamat memerlukan minimal alamat jalan dan kode pos. Permintaan yang ditolak sebelum pencarian ke sumber data tidak dikenakan biaya.

## Cara memanggil API

```bash cURL theme={null}
curl -X POST "https://verification.didit.me/v3/database-validation/" \
  -H "x-api-key: YOUR_API_KEY" \
  -F "issuing_state=AUS" \
  -F "services=aus_credit_bureau" \
  -F "vendor_data=user-1234" \
  -F "consent=true" \
  -F "first_name=John" \
  -F "last_name=Doe" \
  -F "date_of_birth=1990-01-01" \
  -F 'address={"street_1":"123 Sample Street","street_2":"Unit 4","city":"Sample City","region":"Sample State","postal_code":"10001","country":"US"}'
```

```python Python theme={null}
from didit import Didit

# Reads DIDIT_API_KEY.
client = Didit()

result = client.database_validation.validate(
    issuing_state="AUS",
    services=["aus_credit_bureau"],
    consent=True,
    first_name="John",
    last_name="Doe",
    date_of_birth="1990-01-01",
    address={"street_1": "123 Sample Street", "street_2": "Unit 4", "city": "Sample City", "region": "Sample State", "postal_code": "10001", "country": "US"},
    vendor_data="user-1234",
)
print(result)
```

```javascript Node.js theme={null}
import Didit from "@didit-protocol/sdk-node";

// Reads DIDIT_API_KEY.
const didit = new Didit();

const result = await didit.databaseValidation.validate({
  issuing_state: "AUS",
  services: ["aus_credit_bureau"],
  consent: true,
  first_name: "John",
  last_name: "Doe",
  date_of_birth: "1990-01-01",
  address: { street_1: "123 Sample Street", street_2: "Unit 4", city: "Sample City", region: "Sample State", postal_code: "10001", country: "US" },
  vendor_data: "user-1234",
});
console.log(result);
```

```go Go theme={null}
ctx := context.Background()
// Reads DIDIT_API_KEY.
client := didit.NewClient()

result, err := client.DatabaseValidation.Validate(ctx, didit.DatabaseValidationValidateParams{
	IssuingState: "AUS",
	Services:     didit.Some([]string{"aus_credit_bureau"}),
	Consent:      didit.Bool(true),
	FirstName:    didit.String("John"),
	LastName:     didit.String("Doe"),
	DateOfBirth:  didit.String("1990-01-01"),
	Address:      didit.Some[any](map[string]any{"street_1": "123 Sample Street", "street_2": "Unit 4", "city": "Sample City", "region": "Sample State", "postal_code": "10001", "country": "US"}),
	VendorData:   didit.String("user-1234"),
})
if err != nil {
	log.Fatal(err)
}
fmt.Printf("%+v\n", result)
```

```java Java theme={null}
import java.time.LocalDate;
import java.util.List;
import me.didit.Didit;
import me.didit.types.DatabaseValidationValidateParams;

// Reads DIDIT_API_KEY.
Didit client = new Didit();

var result = client.databaseValidation().validate(DatabaseValidationValidateParams.builder()
        .issuingState("AUS")
        .services(List.of("aus_credit_bureau"))
        .consent(true)
        .firstName("John")
        .lastName("Doe")
        .dateOfBirth(LocalDate.parse("1990-01-01"))
        .address(DatabaseValidationValidateParams.Address.ofVariant1(DatabaseValidationValidateParams.Address.Variant1.builder()
                .street1("123 Sample Street")
                .street2("Unit 4")
                .city("Sample City")
                .region("Sample State")
                .postalCode("10001")
                .country("US")
                .build()))
        .vendorData("user-1234")
        .build());
System.out.println(result);
```

```php PHP theme={null}
<?php

require 'vendor/autoload.php';

use Didit\DiditClient;

// Reads DIDIT_API_KEY.
$didit = new DiditClient();

$result = $didit->databaseValidation->validate([
    'issuing_state' => 'AUS',
    'services' => ['aus_credit_bureau'],
    'consent' => true,
    'first_name' => 'John',
    'last_name' => 'Doe',
    'date_of_birth' => '1990-01-01',
    'address' => ['street_1' => '123 Sample Street', 'street_2' => 'Unit 4', 'city' => 'Sample City', 'region' => 'Sample State', 'postal_code' => '10001', 'country' => 'US'],
    'vendor_data' => 'user-1234',
]);
print_r($result->toArray());
```

```ruby Ruby theme={null}
require "didit"

# Reads DIDIT_API_KEY.
didit = Didit::Client.new

result = didit.database_validation.validate(
  issuing_state: "AUS",
  services: ["aus_credit_bureau"],
  consent: true,
  first_name: "John",
  last_name: "Doe",
  date_of_birth: "1990-01-01",
  address: { street_1: "123 Sample Street", street_2: "Unit 4", city: "Sample City", region: "Sample State", postal_code: "10001", country: "US" },
  vendor_data: "user-1234"
)
puts result.to_h
```

```csharp .NET theme={null}
using System;
using System.Collections.Generic;
using System.Text.Json;
using Didit;

// Reads DIDIT_API_KEY.
using var client = new DiditClient();

var result = await client.DatabaseValidation.ValidateAsync(new DatabaseValidationValidateParams
{
    IssuingState = "AUS",
    Services = new string[] { "aus_credit_bureau" },
    Consent = true,
    FirstName = "John",
    LastName = "Doe",
    DateOfBirth = "1990-01-01",
    Address = new Dictionary<string, object> { ["street_1"] = "123 Sample Street", ["street_2"] = "Unit 4", ["city"] = "Sample City", ["region"] = "Sample State", ["postal_code"] = "10001", ["country"] = "US" },
    VendorData = "user-1234",
});
Console.WriteLine(JsonSerializer.Serialize(result));
```

Setiap panggilan yang berhasil mengembalikan HTTP `200`. Field **`outcome_code`** menunjukkan apa yang sebenarnya terjadi, misalnya membedakan ketidakcocokan biometrik yang sebenarnya (`BIOMETRIC_NO_MATCH`) dari swafoto yang tidak dapat dibaca (`BIOMETRIC_IMAGE_UNUSABLE`). `status` yang ditampilkan adalah status fitur default; [tindakan Partial Match / No Match](https://docs.didit.me/id/core-technology/database-validation/database-validation-warnings.md) yang Anda konfigurasi dapat menggantinya.

**`MATCH`**: Registri mengonfirmasi identitas dan setiap kolom yang diperiksa cocok.

```json 200 OK — MATCH theme={null}
{
  "request_id": "req_01H…",
  "status": "Approved",
  "issuing_state": "AUS",
  "match_type": "full_match",
  "validations": [
    {
      "outcome_code": "MATCH",
      "service_id": "aus_credit_bureau",
      "service_name": "Australia Credit Bureau",
      "source_data": {
        "address": "123 Sample Street",
        "address_match_score": "1.000",
        "city": "Sample City",
        "date_of_birth": "1990-01-01",
        "first_name": "John",
        "full_name": "John Doe",
        "last_name": "Doe",
        "name_match_score": "1.000",
        "postal_code": "10001",
        "state": "Sample State",
        "street": "sample_value"
      },
      "validation": {
        "address": "full_match",
        "date_of_birth": "full_match",
        "full_name": "full_match"
      }
    }
  ]
}
```

**`PARTIAL_MATCH`**: Satu atau lebih kolom yang dibandingkan oleh layanan ini tidak sepenuhnya cocok. Dalam contoh ini, `full_name` tidak cocok, sementara `address` dan `date_of_birth` cocok.

```json 200 OK — PARTIAL_MATCH theme={null}
{
  "request_id": "req_01H…",
  "status": "In Review",
  "issuing_state": "AUS",
  "match_type": "partial_match",
  "validations": [
    {
      "outcome_code": "PARTIAL_MATCH",
      "service_id": "aus_credit_bureau",
      "service_name": "Australia Credit Bureau",
      "source_data": {
        "address": "123 Sample Street",
        "address_match_score": "1.000",
        "city": "Sample City",
        "date_of_birth": "1990-01-01",
        "first_name": "John",
        "full_name": "John Doe",
        "last_name": "Doe",
        "name_match_score": "1.000",
        "postal_code": "10001",
        "state": "Sample State",
        "street": "sample_value"
      },
      "validation": {
        "address": "full_match",
        "date_of_birth": "full_match",
        "full_name": "no_match"
      }
    }
  ]
}
```

**`NO_MATCH`**: Registri tidak menemukan data yang cocok dengan data yang dikirim.

```json 200 OK — NO_MATCH theme={null}
{
  "request_id": "req_01H…",
  "status": "Declined",
  "issuing_state": "AUS",
  "match_type": "no_match",
  "validations": [
    {
      "outcome_code": "NO_MATCH",
      "service_id": "aus_credit_bureau",
      "service_name": "Australia Credit Bureau",
      "source_data": {
        "address": "NO_MATCH",
        "date_of_birth": "NO_MATCH",
        "full_name": "NO_MATCH"
      },
      "validation": {
        "address": "no_match",
        "date_of_birth": "no_match",
        "full_name": "no_match"
      }
    }
  ]
}
```

## Data yang dikembalikan

Kolom persis yang muncul di `source_data` bergantung pada apa yang dikembalikan registri. Contoh yang dihasilkan untuk `aus_credit_bureau` saat ini mendokumentasikan bentuk ternormalisasi berikut:

* `address`
* `address_match_score`
* `city`
* `date_of_birth`
* `first_name`
* `full_name`
* `last_name`
* `name_match_score`
* `postal_code`
* `state`
* `street`

## Harga & SLA

Kueri Australia Credit Bureau hanya ditagih ketika Didit menerima hasil yang konklusif dari sumber validasi.

* **Harga per panggilan:** \$1.17 USD.
* **Penagihan:** per kueri yang berhasil. Anda tidak dikenakan biaya ketika registri tidak dapat dijangkau, ketika kolom wajib tidak ada, atau ketika permintaan ditolak sebelum mencapai sumber.
* **Latensi:** p95 tipikal \< 2 dtk.
* **Ketersediaan:** 99.9% per kuartal di sisi Didit; ketersediaan sumber hilir bervariasi menurut negara dan kumpulan data.

## Lanjutkan membaca

* [Ikhtisar Validasi Database Australia](https://docs.didit.me/api-reference/database-validation/australia.md)
* [Ikhtisar Validasi Database](https://docs.didit.me/id/core-technology/database-validation/overview.md)
* [Kode Hasil](https://docs.didit.me/id/core-technology/database-validation/database-validation-outcome-codes.md)


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