> ## Documentation Index
> Fetch the complete documentation index at: https://docs.didit.me/llms.txt
> Use this file to discover all available pages before exploring further.

# Verifikasi Biro Kredit Austria: API Pencocokan Data

> Validasi Database Austria lewat Biro Kredit Austria melalui infrastruktur identitas Didit. Mulai dari $2.67 per panggilan, tanpa kontrak, tanpa minimum.

Memverifikasi data input terhadap data Credit Header yang diperoleh dari biro kredit di Austria. Didit menyediakan layanan ini melalui `POST /v3/database-validation/` sehingga Anda dapat memverifikasi data yang dikirim terhadap sumber otoritatif dan menerima hasil pencocokan yang sudah dinormalisasi.

## Cakupan

* **Cakupan:** \~ 80%
* **Negara:** Austria
* **ID layanan:** `aut_credit_bureau`
* **Domain data:** Keuangan
* **Kategori:** CreditBureau

## Input

| Kolom | Wajib | Contoh |
| - | -: | - |
| `first_name` | Ya | `John` |
| `last_name` | Ya | `Doe` |
| `date_of_birth` | Ya | `1990-01-01` |
| `address.street_1` | Ya | `123 Sample Street` |
| `address.postal_code` | Ya | `10001` |
| `address.street_2` | Tidak | `Unit 4` |
| `address.city` | Tidak | `Sample City` |
| `address.region` | Tidak | `Sample State` |
| `vendor_data` | Tidak | `user-1234` |

* **Input wajib:** `first_name`, `last_name`, `date_of_birth`, `address.street_1`, `address.postal_code`
* **Input opsional:** `address.street_2`, `address.city`, `address.region`, `vendor_data`
* **Persetujuan:** Wajib
* **Ketersediaan alur kerja:** Tersedia dalam alur kerja
* **Cakupan:** \~ 80%
* **Harga:** \$2.67 per kueri yang berhasil

## Parameter body

**issuing\_state** `string` *required* (default: AUT)

Kode negara ISO 3166-1 alpha-3 untuk layanan database ini.

Contoh: `AUT`

**services** `string` *required* (default: aut\_credit\_bureau)

Array yang berisi ID layanan ini. Mengunci layanan membuat permintaan hanya mengacu pada database yang tepat ini.

Contoh: `aut_credit_bureau`

**consent** `boolean` *required* (default: true)

Persetujuan eksplisit dari pengguna akhir untuk layanan ini.

Contoh: `true`

**first\_name** `string` *required* (default: John)

Nama depan yang akan divalidasi.

Contoh: `John`

**last\_name** `string` *required* (default: Doe)

Nama belakang yang akan divalidasi.

Contoh: `Doe`

**date\_of\_birth** `string` *required* (default: 1990-01-01)

Tanggal lahir dalam format `YYYY-MM-DD`.

Contoh: `1990-01-01`

**address** `object` *required* (default: \{"street\_1":"123 Sample Street","street\_2":"Unit 4","city":"Sample City","region":"Sample State","postal\_code":"10001","country":"US"})

Objek alamat tempat tinggal terstruktur. Gunakan `street_1`, `street_2`, `city`, `region`, `postal_code`, dan `country`. String alamat lengkap versi lama masih diterima, tetapi tidak direkomendasikan.

Contoh: `{"street_1":"123 Sample Street","street_2":"Unit 4","city":"Sample City","region":"Sample State","postal_code":"10001","country":"US"}`

**vendor\_data** `string` (default: user-1234)

Referensi stabil Anda untuk pengguna ini, misalnya ID pengguna internal Anda. Didit menggunakannya untuk menautkan pemeriksaan yang berdiri sendiri ke pengguna akhir yang sama dan mengurangi gangguan pada deteksi duplikat.

Contoh: `user-1234`

## Aturan input & catatan validasi

* Untuk layanan alamat, kirim kolom alamat terstruktur alih-alih satu string `address` bila memungkinkan.
* `address.street_1` adalah alamat jalan, termasuk nomor dan jenis jalan.
* `address.street_2` adalah apartemen, unit, gedung, lantai, atau baris alamat tambahan. Kirim hanya jika Anda memilikinya.
* `address.city` adalah kota, kecamatan, distrik, wilayah, atau lingkungan.
* `address.region` adalah negara bagian, provinsi, wilayah, atau kota.
* `address.postal_code` adalah kode pos.
* Layanan database berbasis alamat memerlukan minimal alamat jalan dan kode pos; permintaan yang ditolak sebelum pencarian sumber tidak dikenakan biaya.

## Cara memanggilnya

```bash cURL theme={null}
curl -X POST "https://verification.didit.me/v3/database-validation/" \
  -H "x-api-key: YOUR_API_KEY" \
  -F "issuing_state=AUT" \
  -F "services=aut_credit_bureau" \
  -F "vendor_data=user-1234" \
  -F "consent=true" \
  -F "first_name=John" \
  -F "last_name=Doe" \
  -F "date_of_birth=1990-01-01" \
  -F 'address={"street_1":"123 Sample Street","street_2":"Unit 4","city":"Sample City","region":"Sample State","postal_code":"10001","country":"US"}'
```

```python Python theme={null}
from didit import Didit

# Reads DIDIT_API_KEY.
client = Didit()

result = client.database_validation.validate(
    issuing_state="AUT",
    services=["aut_credit_bureau"],
    consent=True,
    first_name="John",
    last_name="Doe",
    date_of_birth="1990-01-01",
    address={"street_1": "123 Sample Street", "street_2": "Unit 4", "city": "Sample City", "region": "Sample State", "postal_code": "10001", "country": "US"},
    vendor_data="user-1234",
)
print(result)
```

```javascript Node.js theme={null}
import Didit from "@didit-protocol/sdk-node";

// Reads DIDIT_API_KEY.
const didit = new Didit();

const result = await didit.databaseValidation.validate({
  issuing_state: "AUT",
  services: ["aut_credit_bureau"],
  consent: true,
  first_name: "John",
  last_name: "Doe",
  date_of_birth: "1990-01-01",
  address: { street_1: "123 Sample Street", street_2: "Unit 4", city: "Sample City", region: "Sample State", postal_code: "10001", country: "US" },
  vendor_data: "user-1234",
});
console.log(result);
```

```go Go theme={null}
ctx := context.Background()
// Reads DIDIT_API_KEY.
client := didit.NewClient()

result, err := client.DatabaseValidation.Validate(ctx, didit.DatabaseValidationValidateParams{
	IssuingState: "AUT",
	Services:     didit.Some([]string{"aut_credit_bureau"}),
	Consent:      didit.Bool(true),
	FirstName:    didit.String("John"),
	LastName:     didit.String("Doe"),
	DateOfBirth:  didit.String("1990-01-01"),
	Address:      didit.Some[any](map[string]any{"street_1": "123 Sample Street", "street_2": "Unit 4", "city": "Sample City", "region": "Sample State", "postal_code": "10001", "country": "US"}),
	VendorData:   didit.String("user-1234"),
})
if err != nil {
	log.Fatal(err)
}
fmt.Printf("%+v\n", result)
```

```java Java theme={null}
import java.time.LocalDate;
import java.util.List;
import me.didit.Didit;
import me.didit.types.DatabaseValidationValidateParams;

// Reads DIDIT_API_KEY.
Didit client = new Didit();

var result = client.databaseValidation().validate(DatabaseValidationValidateParams.builder()
        .issuingState("AUT")
        .services(List.of("aut_credit_bureau"))
        .consent(true)
        .firstName("John")
        .lastName("Doe")
        .dateOfBirth(LocalDate.parse("1990-01-01"))
        .address(DatabaseValidationValidateParams.Address.ofVariant1(DatabaseValidationValidateParams.Address.Variant1.builder()
                .street1("123 Sample Street")
                .street2("Unit 4")
                .city("Sample City")
                .region("Sample State")
                .postalCode("10001")
                .country("US")
                .build()))
        .vendorData("user-1234")
        .build());
System.out.println(result);
```

```php PHP theme={null}
<?php

require 'vendor/autoload.php';

use Didit\DiditClient;

// Reads DIDIT_API_KEY.
$didit = new DiditClient();

$result = $didit->databaseValidation->validate([
    'issuing_state' => 'AUT',
    'services' => ['aut_credit_bureau'],
    'consent' => true,
    'first_name' => 'John',
    'last_name' => 'Doe',
    'date_of_birth' => '1990-01-01',
    'address' => ['street_1' => '123 Sample Street', 'street_2' => 'Unit 4', 'city' => 'Sample City', 'region' => 'Sample State', 'postal_code' => '10001', 'country' => 'US'],
    'vendor_data' => 'user-1234',
]);
print_r($result->toArray());
```

```ruby Ruby theme={null}
require "didit"

# Reads DIDIT_API_KEY.
didit = Didit::Client.new

result = didit.database_validation.validate(
  issuing_state: "AUT",
  services: ["aut_credit_bureau"],
  consent: true,
  first_name: "John",
  last_name: "Doe",
  date_of_birth: "1990-01-01",
  address: { street_1: "123 Sample Street", street_2: "Unit 4", city: "Sample City", region: "Sample State", postal_code: "10001", country: "US" },
  vendor_data: "user-1234"
)
puts result.to_h
```

```csharp .NET theme={null}
using System;
using System.Collections.Generic;
using System.Text.Json;
using Didit;

// Reads DIDIT_API_KEY.
using var client = new DiditClient();

var result = await client.DatabaseValidation.ValidateAsync(new DatabaseValidationValidateParams
{
    IssuingState = "AUT",
    Services = new string[] { "aut_credit_bureau" },
    Consent = true,
    FirstName = "John",
    LastName = "Doe",
    DateOfBirth = "1990-01-01",
    Address = new Dictionary<string, object> { ["street_1"] = "123 Sample Street", ["street_2"] = "Unit 4", ["city"] = "Sample City", ["region"] = "Sample State", ["postal_code"] = "10001", ["country"] = "US" },
    VendorData = "user-1234",
});
Console.WriteLine(JsonSerializer.Serialize(result));
```

Setiap panggilan yang berhasil mengembalikan HTTP `200`. Kolom **`outcome_code`** memberi tahu Anda apa yang sebenarnya terjadi, misalnya membedakan ketidakcocokan biometrik yang nyata (`BIOMETRIC_NO_MATCH`) dari swafoto yang tidak dapat dibaca (`BIOMETRIC_IMAGE_UNUSABLE`). `status` yang ditampilkan adalah status fitur default; tindakan [Partial Match / No Match](https://docs.didit.me/id/core-technology/database-validation/database-validation-warnings.md) yang Anda konfigurasi dapat menggantinya.

**`MATCH`** — Registri mengonfirmasi identitas dan setiap kolom yang diperiksa cocok.

```json 200 OK — MATCH theme={null}
{
  "request_id": "req_01H…",
  "status": "Approved",
  "issuing_state": "AUT",
  "match_type": "full_match",
  "validations": [
    {
      "outcome_code": "MATCH",
      "service_id": "aut_credit_bureau",
      "service_name": "Austria Credit Bureau",
      "source_data": {
        "address": "123 Sample Street",
        "date_of_birth": "1990-01-01",
        "first_name": "John",
        "last_name": "Doe"
      },
      "validation": {
        "address": "full_match",
        "date_of_birth": "full_match",
        "full_name": "full_match"
      }
    }
  ]
}
```

**`PARTIAL_MATCH`** — Satu atau lebih kolom yang dibandingkan layanan ini tidak sepenuhnya cocok. Dalam contoh ini, `full_name` tidak cocok, sementara `address` dan `date_of_birth` cocok.

```json 200 OK — PARTIAL_MATCH theme={null}
{
  "request_id": "req_01H…",
  "status": "In Review",
  "issuing_state": "AUT",
  "match_type": "partial_match",
  "validations": [
    {
      "outcome_code": "PARTIAL_MATCH",
      "service_id": "aut_credit_bureau",
      "service_name": "Austria Credit Bureau",
      "source_data": {
        "address": "123 Sample Street",
        "date_of_birth": "1990-01-01",
        "first_name": "John",
        "last_name": "Doe"
      },
      "validation": {
        "address": "full_match",
        "date_of_birth": "full_match",
        "full_name": "no_match"
      }
    }
  ]
}
```

**`NO_MATCH`** — Registri tidak mengembalikan kecocokan untuk data yang dikirim.

```json 200 OK — NO_MATCH theme={null}
{
  "request_id": "req_01H…",
  "status": "Declined",
  "issuing_state": "AUT",
  "match_type": "no_match",
  "validations": [
    {
      "outcome_code": "NO_MATCH",
      "service_id": "aut_credit_bureau",
      "service_name": "Austria Credit Bureau",
      "source_data": {
        "address": "NO_MATCH",
        "date_of_birth": "NO_MATCH",
        "full_name": "NO_MATCH"
      },
      "validation": {
        "address": "no_match",
        "date_of_birth": "no_match",
        "full_name": "no_match"
      }
    }
  ]
}
```

## Data yang dikembalikan

Kolom persis yang ditampilkan dalam `source_data` bergantung pada apa yang dikembalikan registri. Contoh yang dihasilkan untuk `aut_credit_bureau` saat ini mendokumentasikan bentuk ternormalisasi berikut:

* `address`
* `date_of_birth`
* `first_name`
* `last_name`

## Harga & SLA

Kueri ke Austria Credit Bureau hanya ditagih ketika Didit menerima hasil yang konklusif dari sumber validasi.

* **Harga per panggilan:** \$2.67 USD.
* **Penagihan:** per kueri yang berhasil. Anda tidak dikenai biaya ketika registri tidak dapat dijangkau, ketika kolom wajib tidak ada atau tidak diisi, atau ketika permintaan ditolak sebelum mencapai sumber.
* **Latensi:** p95 yang umum kurang dari 2 s.
* **Ketersediaan:** 99.9% per kuartal di sisi Didit; ketersediaan sumber hilir bervariasi menurut negara dan kumpulan data.

## Lanjutkan membaca

* [Ikhtisar Validasi Database Austria](https://docs.didit.me/api-reference/database-validation/austria.md)
* [Ikhtisar Validasi Database](https://docs.didit.me/id/core-technology/database-validation/overview.md)
* [Kode Hasil](https://docs.didit.me/id/core-technology/database-validation/database-validation-outcome-codes.md)


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