curl -X POST "https://verification.didit.me/v3/database-validation/" \
-H "x-api-key: YOUR_API_KEY" \
-F "issuing_state=CHE" \
-F "services=che_credit_bureau" \
-F "vendor_data=user-1234" \
-F "consent=true" \
-F "first_name=John" \
-F "last_name=Doe" \
-F "date_of_birth=1990-01-01" \
-F 'address={"street_1":"123 Sample Street","street_2":"Unit 4","city":"Sample City","region":"Sample State","postal_code":"10001","country":"US"}'
from didit import Didit
# Reads DIDIT_API_KEY.
client = Didit()
result = client.database_validation.validate(
issuing_state="CHE",
services=["che_credit_bureau"],
consent=True,
first_name="John",
last_name="Doe",
date_of_birth="1990-01-01",
address={"street_1": "123 Sample Street", "street_2": "Unit 4", "city": "Sample City", "region": "Sample State", "postal_code": "10001", "country": "US"},
vendor_data="user-1234",
)
print(result)
import Didit from "@didit-protocol/sdk-node";
// Reads DIDIT_API_KEY.
const didit = new Didit();
const result = await didit.databaseValidation.validate({
issuing_state: "CHE",
services: ["che_credit_bureau"],
consent: true,
first_name: "John",
last_name: "Doe",
date_of_birth: "1990-01-01",
address: { street_1: "123 Sample Street", street_2: "Unit 4", city: "Sample City", region: "Sample State", postal_code: "10001", country: "US" },
vendor_data: "user-1234",
});
console.log(result);
ctx := context.Background()
// Reads DIDIT_API_KEY.
client := didit.NewClient()
result, err := client.DatabaseValidation.Validate(ctx, didit.DatabaseValidationValidateParams{
IssuingState: "CHE",
Services: didit.Some([]string{"che_credit_bureau"}),
Consent: didit.Bool(true),
FirstName: didit.String("John"),
LastName: didit.String("Doe"),
DateOfBirth: didit.String("1990-01-01"),
Address: didit.Some[any](map[string]any{"street_1": "123 Sample Street", "street_2": "Unit 4", "city": "Sample City", "region": "Sample State", "postal_code": "10001", "country": "US"}),
VendorData: didit.String("user-1234"),
})
if err != nil {
log.Fatal(err)
}
fmt.Printf("%+v\n", result)
import java.time.LocalDate;
import java.util.List;
import me.didit.Didit;
import me.didit.types.DatabaseValidationValidateParams;
// Reads DIDIT_API_KEY.
Didit client = new Didit();
var result = client.databaseValidation().validate(DatabaseValidationValidateParams.builder()
.issuingState("CHE")
.services(List.of("che_credit_bureau"))
.consent(true)
.firstName("John")
.lastName("Doe")
.dateOfBirth(LocalDate.parse("1990-01-01"))
.address(DatabaseValidationValidateParams.Address.ofVariant1(DatabaseValidationValidateParams.Address.Variant1.builder()
.street1("123 Sample Street")
.street2("Unit 4")
.city("Sample City")
.region("Sample State")
.postalCode("10001")
.country("US")
.build()))
.vendorData("user-1234")
.build());
System.out.println(result);
<?php
require 'vendor/autoload.php';
use Didit\DiditClient;
// Reads DIDIT_API_KEY.
$didit = new DiditClient();
$result = $didit->databaseValidation->validate([
'issuing_state' => 'CHE',
'services' => ['che_credit_bureau'],
'consent' => true,
'first_name' => 'John',
'last_name' => 'Doe',
'date_of_birth' => '1990-01-01',
'address' => ['street_1' => '123 Sample Street', 'street_2' => 'Unit 4', 'city' => 'Sample City', 'region' => 'Sample State', 'postal_code' => '10001', 'country' => 'US'],
'vendor_data' => 'user-1234',
]);
print_r($result->toArray());
require "didit"
# Reads DIDIT_API_KEY.
didit = Didit::Client.new
result = didit.database_validation.validate(
issuing_state: "CHE",
services: ["che_credit_bureau"],
consent: true,
first_name: "John",
last_name: "Doe",
date_of_birth: "1990-01-01",
address: { street_1: "123 Sample Street", street_2: "Unit 4", city: "Sample City", region: "Sample State", postal_code: "10001", country: "US" },
vendor_data: "user-1234"
)
puts result.to_h
using System;
using System.Collections.Generic;
using System.Text.Json;
using Didit;
// Reads DIDIT_API_KEY.
using var client = new DiditClient();
var result = await client.DatabaseValidation.ValidateAsync(new DatabaseValidationValidateParams
{
IssuingState = "CHE",
Services = new string[] { "che_credit_bureau" },
Consent = true,
FirstName = "John",
LastName = "Doe",
DateOfBirth = "1990-01-01",
Address = new Dictionary<string, object> { ["street_1"] = "123 Sample Street", ["street_2"] = "Unit 4", ["city"] = "Sample City", ["region"] = "Sample State", ["postal_code"] = "10001", ["country"] = "US" },
VendorData = "user-1234",
});
Console.WriteLine(JsonSerializer.Serialize(result));
{
"request_id": "req_01H…",
"status": "Approved",
"issuing_state": "CHE",
"match_type": "full_match",
"validations": [
{
"outcome_code": "MATCH",
"service_id": "che_credit_bureau",
"service_name": "Switzerland Credit Bureau",
"source_data": {
"address": "123 Sample Street",
"date_of_birth": "1990-01-01",
"first_name": "John",
"last_name": "Doe"
},
"validation": {
"address": "full_match",
"date_of_birth": "full_match",
"full_name": "full_match"
}
}
]
}
{
"request_id": "req_01H…",
"status": "In Review",
"issuing_state": "CHE",
"match_type": "partial_match",
"validations": [
{
"outcome_code": "PARTIAL_MATCH",
"service_id": "che_credit_bureau",
"service_name": "Switzerland Credit Bureau",
"source_data": {
"address": "123 Sample Street",
"date_of_birth": "1990-01-01",
"first_name": "John",
"last_name": "Doe"
},
"validation": {
"address": "full_match",
"date_of_birth": "full_match",
"full_name": "no_match"
}
}
]
}
{
"request_id": "req_01H…",
"status": "Declined",
"issuing_state": "CHE",
"match_type": "no_match",
"validations": [
{
"outcome_code": "NO_MATCH",
"service_id": "che_credit_bureau",
"service_name": "Switzerland Credit Bureau",
"source_data": {
"address": "NO_MATCH",
"date_of_birth": "NO_MATCH",
"full_name": "NO_MATCH"
},
"validation": {
"address": "no_match",
"date_of_birth": "no_match",
"full_name": "no_match"
}
}
]
}
Validación de base de datos
API de verificación con buró de crédito de Suiza
Verifica identidades con el buró de crédito de Suiza mediante la API de Didit. Pago por consulta desde $3.34, sin contratos ni mínimos.
POST
/
v3
/
database-validation
/
curl -X POST "https://verification.didit.me/v3/database-validation/" \
-H "x-api-key: YOUR_API_KEY" \
-F "issuing_state=CHE" \
-F "services=che_credit_bureau" \
-F "vendor_data=user-1234" \
-F "consent=true" \
-F "first_name=John" \
-F "last_name=Doe" \
-F "date_of_birth=1990-01-01" \
-F 'address={"street_1":"123 Sample Street","street_2":"Unit 4","city":"Sample City","region":"Sample State","postal_code":"10001","country":"US"}'
from didit import Didit
# Reads DIDIT_API_KEY.
client = Didit()
result = client.database_validation.validate(
issuing_state="CHE",
services=["che_credit_bureau"],
consent=True,
first_name="John",
last_name="Doe",
date_of_birth="1990-01-01",
address={"street_1": "123 Sample Street", "street_2": "Unit 4", "city": "Sample City", "region": "Sample State", "postal_code": "10001", "country": "US"},
vendor_data="user-1234",
)
print(result)
import Didit from "@didit-protocol/sdk-node";
// Reads DIDIT_API_KEY.
const didit = new Didit();
const result = await didit.databaseValidation.validate({
issuing_state: "CHE",
services: ["che_credit_bureau"],
consent: true,
first_name: "John",
last_name: "Doe",
date_of_birth: "1990-01-01",
address: { street_1: "123 Sample Street", street_2: "Unit 4", city: "Sample City", region: "Sample State", postal_code: "10001", country: "US" },
vendor_data: "user-1234",
});
console.log(result);
ctx := context.Background()
// Reads DIDIT_API_KEY.
client := didit.NewClient()
result, err := client.DatabaseValidation.Validate(ctx, didit.DatabaseValidationValidateParams{
IssuingState: "CHE",
Services: didit.Some([]string{"che_credit_bureau"}),
Consent: didit.Bool(true),
FirstName: didit.String("John"),
LastName: didit.String("Doe"),
DateOfBirth: didit.String("1990-01-01"),
Address: didit.Some[any](map[string]any{"street_1": "123 Sample Street", "street_2": "Unit 4", "city": "Sample City", "region": "Sample State", "postal_code": "10001", "country": "US"}),
VendorData: didit.String("user-1234"),
})
if err != nil {
log.Fatal(err)
}
fmt.Printf("%+v\n", result)
import java.time.LocalDate;
import java.util.List;
import me.didit.Didit;
import me.didit.types.DatabaseValidationValidateParams;
// Reads DIDIT_API_KEY.
Didit client = new Didit();
var result = client.databaseValidation().validate(DatabaseValidationValidateParams.builder()
.issuingState("CHE")
.services(List.of("che_credit_bureau"))
.consent(true)
.firstName("John")
.lastName("Doe")
.dateOfBirth(LocalDate.parse("1990-01-01"))
.address(DatabaseValidationValidateParams.Address.ofVariant1(DatabaseValidationValidateParams.Address.Variant1.builder()
.street1("123 Sample Street")
.street2("Unit 4")
.city("Sample City")
.region("Sample State")
.postalCode("10001")
.country("US")
.build()))
.vendorData("user-1234")
.build());
System.out.println(result);
<?php
require 'vendor/autoload.php';
use Didit\DiditClient;
// Reads DIDIT_API_KEY.
$didit = new DiditClient();
$result = $didit->databaseValidation->validate([
'issuing_state' => 'CHE',
'services' => ['che_credit_bureau'],
'consent' => true,
'first_name' => 'John',
'last_name' => 'Doe',
'date_of_birth' => '1990-01-01',
'address' => ['street_1' => '123 Sample Street', 'street_2' => 'Unit 4', 'city' => 'Sample City', 'region' => 'Sample State', 'postal_code' => '10001', 'country' => 'US'],
'vendor_data' => 'user-1234',
]);
print_r($result->toArray());
require "didit"
# Reads DIDIT_API_KEY.
didit = Didit::Client.new
result = didit.database_validation.validate(
issuing_state: "CHE",
services: ["che_credit_bureau"],
consent: true,
first_name: "John",
last_name: "Doe",
date_of_birth: "1990-01-01",
address: { street_1: "123 Sample Street", street_2: "Unit 4", city: "Sample City", region: "Sample State", postal_code: "10001", country: "US" },
vendor_data: "user-1234"
)
puts result.to_h
using System;
using System.Collections.Generic;
using System.Text.Json;
using Didit;
// Reads DIDIT_API_KEY.
using var client = new DiditClient();
var result = await client.DatabaseValidation.ValidateAsync(new DatabaseValidationValidateParams
{
IssuingState = "CHE",
Services = new string[] { "che_credit_bureau" },
Consent = true,
FirstName = "John",
LastName = "Doe",
DateOfBirth = "1990-01-01",
Address = new Dictionary<string, object> { ["street_1"] = "123 Sample Street", ["street_2"] = "Unit 4", ["city"] = "Sample City", ["region"] = "Sample State", ["postal_code"] = "10001", ["country"] = "US" },
VendorData = "user-1234",
});
Console.WriteLine(JsonSerializer.Serialize(result));
{
"request_id": "req_01H…",
"status": "Approved",
"issuing_state": "CHE",
"match_type": "full_match",
"validations": [
{
"outcome_code": "MATCH",
"service_id": "che_credit_bureau",
"service_name": "Switzerland Credit Bureau",
"source_data": {
"address": "123 Sample Street",
"date_of_birth": "1990-01-01",
"first_name": "John",
"last_name": "Doe"
},
"validation": {
"address": "full_match",
"date_of_birth": "full_match",
"full_name": "full_match"
}
}
]
}
{
"request_id": "req_01H…",
"status": "In Review",
"issuing_state": "CHE",
"match_type": "partial_match",
"validations": [
{
"outcome_code": "PARTIAL_MATCH",
"service_id": "che_credit_bureau",
"service_name": "Switzerland Credit Bureau",
"source_data": {
"address": "123 Sample Street",
"date_of_birth": "1990-01-01",
"first_name": "John",
"last_name": "Doe"
},
"validation": {
"address": "full_match",
"date_of_birth": "full_match",
"full_name": "no_match"
}
}
]
}
{
"request_id": "req_01H…",
"status": "Declined",
"issuing_state": "CHE",
"match_type": "no_match",
"validations": [
{
"outcome_code": "NO_MATCH",
"service_id": "che_credit_bureau",
"service_name": "Switzerland Credit Bureau",
"source_data": {
"address": "NO_MATCH",
"date_of_birth": "NO_MATCH",
"full_name": "NO_MATCH"
},
"validation": {
"address": "no_match",
"date_of_birth": "no_match",
"full_name": "no_match"
}
}
]
}
Datos de cabecera crediticia (Credit Header) obtenidos del buró de crédito de Suiza. Didit ofrece este servicio a través de
POST /v3/database-validation/ para que puedas verificar los datos enviados cotejándolos con la fuente oficial y recibir resultados de coincidencia normalizados.
Cobertura
- Cobertura: ~ 85%
- País: Suiza
- ID del servicio:
che_credit_bureau - Dominio de datos: Financiero
- Categoría: CreditBureau
Datos de entrada
| Campo | Obligatorio | Ejemplo |
|---|---|---|
first_name | Sí | John |
last_name | Sí | Doe |
date_of_birth | Sí | 1990-01-01 |
address.street_1 | Sí | 123 Sample Street |
address.postal_code | Sí | 10001 |
address.street_2 | No | Unit 4 |
address.city | No | Sample City |
address.region | No | Sample State |
vendor_data | No | user-1234 |
- Datos de entrada obligatorios:
first_name,last_name,date_of_birth,address.street_1,address.postal_code - Datos de entrada opcionales:
address.street_2,address.city,address.region,vendor_data - Consentimiento: Obligatorio
- Disponibilidad en flujos de verificación (workflows): Disponible en el flujo
- Cobertura: ~ 85%
- Precio: $3.34 por consulta exitosa
Parámetros del cuerpo
string
predeterminado:"CHE"
requerido
Código de país ISO 3166-1 alfa-3 de este servicio de base de datos.Ejemplo:
CHEstring
predeterminado:"che_credit_bureau"
requerido
Array que contiene el ID de este servicio. Fijar el servicio limita la solicitud a esta base de datos concreta.Ejemplo:
che_credit_bureauboolean
predeterminado:"true"
requerido
Consentimiento explícito del usuario final para este servicio.Ejemplo:
truestring
predeterminado:"John"
requerido
Nombre de pila que se va a validar.Ejemplo:
Johnstring
predeterminado:"Doe"
requerido
Apellido que se va a validar.Ejemplo:
Doestring
predeterminado:"1990-01-01"
requerido
Fecha de nacimiento en formato
YYYY-MM-DD.Ejemplo: 1990-01-01object
requerido
Objeto estructurado con la dirección de residencia. Usa
street_1, street_2, city, region, postal_code y country. Se sigue aceptando una cadena con la dirección completa en el formato antiguo, pero no se recomienda.Ejemplo: {"street_1":"123 Sample Street","street_2":"Unit 4","city":"Sample City","region":"Sample State","postal_code":"10001","country":"US"}string
predeterminado:"user-1234"
Tu referencia estable de usuario para esta persona, como tu ID de usuario interno. Didit la usa para vincular las comprobaciones independientes al mismo usuario final y reducir el ruido en la detección de duplicados.Ejemplo:
user-1234Reglas de entrada y notas de validación
- En los servicios de dirección, envía los campos de dirección estructurados en lugar de una sola cadena
addresssiempre que sea posible. address.street_1es la dirección, con el número y el tipo de vía.address.street_2es el apartamento, la unidad, el edificio, la planta o una línea de dirección adicional. Envíalo solo cuando lo tengas.address.cityes la ciudad, el barrio, el distrito, la localidad o la colonia.address.regiones el estado, la provincia, la región o la población.address.postal_codees el código postal.- Los servicios de base de datos basados en la dirección requieren al menos la dirección y el código postal; las solicitudes rechazadas antes de consultar la fuente no se cobran.
Cómo invocarlo
curl -X POST "https://verification.didit.me/v3/database-validation/" \
-H "x-api-key: YOUR_API_KEY" \
-F "issuing_state=CHE" \
-F "services=che_credit_bureau" \
-F "vendor_data=user-1234" \
-F "consent=true" \
-F "first_name=John" \
-F "last_name=Doe" \
-F "date_of_birth=1990-01-01" \
-F 'address={"street_1":"123 Sample Street","street_2":"Unit 4","city":"Sample City","region":"Sample State","postal_code":"10001","country":"US"}'
from didit import Didit
# Reads DIDIT_API_KEY.
client = Didit()
result = client.database_validation.validate(
issuing_state="CHE",
services=["che_credit_bureau"],
consent=True,
first_name="John",
last_name="Doe",
date_of_birth="1990-01-01",
address={"street_1": "123 Sample Street", "street_2": "Unit 4", "city": "Sample City", "region": "Sample State", "postal_code": "10001", "country": "US"},
vendor_data="user-1234",
)
print(result)
import Didit from "@didit-protocol/sdk-node";
// Reads DIDIT_API_KEY.
const didit = new Didit();
const result = await didit.databaseValidation.validate({
issuing_state: "CHE",
services: ["che_credit_bureau"],
consent: true,
first_name: "John",
last_name: "Doe",
date_of_birth: "1990-01-01",
address: { street_1: "123 Sample Street", street_2: "Unit 4", city: "Sample City", region: "Sample State", postal_code: "10001", country: "US" },
vendor_data: "user-1234",
});
console.log(result);
ctx := context.Background()
// Reads DIDIT_API_KEY.
client := didit.NewClient()
result, err := client.DatabaseValidation.Validate(ctx, didit.DatabaseValidationValidateParams{
IssuingState: "CHE",
Services: didit.Some([]string{"che_credit_bureau"}),
Consent: didit.Bool(true),
FirstName: didit.String("John"),
LastName: didit.String("Doe"),
DateOfBirth: didit.String("1990-01-01"),
Address: didit.Some[any](map[string]any{"street_1": "123 Sample Street", "street_2": "Unit 4", "city": "Sample City", "region": "Sample State", "postal_code": "10001", "country": "US"}),
VendorData: didit.String("user-1234"),
})
if err != nil {
log.Fatal(err)
}
fmt.Printf("%+v\n", result)
import java.time.LocalDate;
import java.util.List;
import me.didit.Didit;
import me.didit.types.DatabaseValidationValidateParams;
// Reads DIDIT_API_KEY.
Didit client = new Didit();
var result = client.databaseValidation().validate(DatabaseValidationValidateParams.builder()
.issuingState("CHE")
.services(List.of("che_credit_bureau"))
.consent(true)
.firstName("John")
.lastName("Doe")
.dateOfBirth(LocalDate.parse("1990-01-01"))
.address(DatabaseValidationValidateParams.Address.ofVariant1(DatabaseValidationValidateParams.Address.Variant1.builder()
.street1("123 Sample Street")
.street2("Unit 4")
.city("Sample City")
.region("Sample State")
.postalCode("10001")
.country("US")
.build()))
.vendorData("user-1234")
.build());
System.out.println(result);
<?php
require 'vendor/autoload.php';
use Didit\DiditClient;
// Reads DIDIT_API_KEY.
$didit = new DiditClient();
$result = $didit->databaseValidation->validate([
'issuing_state' => 'CHE',
'services' => ['che_credit_bureau'],
'consent' => true,
'first_name' => 'John',
'last_name' => 'Doe',
'date_of_birth' => '1990-01-01',
'address' => ['street_1' => '123 Sample Street', 'street_2' => 'Unit 4', 'city' => 'Sample City', 'region' => 'Sample State', 'postal_code' => '10001', 'country' => 'US'],
'vendor_data' => 'user-1234',
]);
print_r($result->toArray());
require "didit"
# Reads DIDIT_API_KEY.
didit = Didit::Client.new
result = didit.database_validation.validate(
issuing_state: "CHE",
services: ["che_credit_bureau"],
consent: true,
first_name: "John",
last_name: "Doe",
date_of_birth: "1990-01-01",
address: { street_1: "123 Sample Street", street_2: "Unit 4", city: "Sample City", region: "Sample State", postal_code: "10001", country: "US" },
vendor_data: "user-1234"
)
puts result.to_h
using System;
using System.Collections.Generic;
using System.Text.Json;
using Didit;
// Reads DIDIT_API_KEY.
using var client = new DiditClient();
var result = await client.DatabaseValidation.ValidateAsync(new DatabaseValidationValidateParams
{
IssuingState = "CHE",
Services = new string[] { "che_credit_bureau" },
Consent = true,
FirstName = "John",
LastName = "Doe",
DateOfBirth = "1990-01-01",
Address = new Dictionary<string, object> { ["street_1"] = "123 Sample Street", ["street_2"] = "Unit 4", ["city"] = "Sample City", ["region"] = "Sample State", ["postal_code"] = "10001", ["country"] = "US" },
VendorData = "user-1234",
});
Console.WriteLine(JsonSerializer.Serialize(result));
Toda llamada exitosa devuelve HTTP 200. El campo outcome_code te indica lo que ocurrió realmente; por ejemplo, distingue una falta real de coincidencia biométrica (BIOMETRIC_NO_MATCH) de una selfie que no se pudo leer (BIOMETRIC_IMAGE_UNUSABLE). El status que se muestra es el estado predeterminado de la función; las acciones de Partial Match / No Match que hayas configurado pueden anularlo.MATCH: el registro confirmó la identidad y todos los campos comprobados coincidieron.{
"request_id": "req_01H…",
"status": "Approved",
"issuing_state": "CHE",
"match_type": "full_match",
"validations": [
{
"outcome_code": "MATCH",
"service_id": "che_credit_bureau",
"service_name": "Switzerland Credit Bureau",
"source_data": {
"address": "123 Sample Street",
"date_of_birth": "1990-01-01",
"first_name": "John",
"last_name": "Doe"
},
"validation": {
"address": "full_match",
"date_of_birth": "full_match",
"full_name": "full_match"
}
}
]
}
PARTIAL_MATCH: uno o más de los campos que compara este servicio no coincidieron por completo. En este ejemplo, full_name no coincidió, mientras que address y date_of_birth sí coincidieron.{
"request_id": "req_01H…",
"status": "In Review",
"issuing_state": "CHE",
"match_type": "partial_match",
"validations": [
{
"outcome_code": "PARTIAL_MATCH",
"service_id": "che_credit_bureau",
"service_name": "Switzerland Credit Bureau",
"source_data": {
"address": "123 Sample Street",
"date_of_birth": "1990-01-01",
"first_name": "John",
"last_name": "Doe"
},
"validation": {
"address": "full_match",
"date_of_birth": "full_match",
"full_name": "no_match"
}
}
]
}
NO_MATCH: el registro no devolvió ninguna coincidencia para los datos enviados.{
"request_id": "req_01H…",
"status": "Declined",
"issuing_state": "CHE",
"match_type": "no_match",
"validations": [
{
"outcome_code": "NO_MATCH",
"service_id": "che_credit_bureau",
"service_name": "Switzerland Credit Bureau",
"source_data": {
"address": "NO_MATCH",
"date_of_birth": "NO_MATCH",
"full_name": "NO_MATCH"
},
"validation": {
"address": "no_match",
"date_of_birth": "no_match",
"full_name": "no_match"
}
}
]
}
Datos devueltos
Los campos exactos que aparecen ensource_data dependen de lo que devuelva el registro. El ejemplo generado para che_credit_bureau documenta actualmente esta estructura normalizada:
addressdate_of_birthfirst_namelast_name
Precios y SLA
Las consultas a Switzerland Credit Bureau solo se facturan cuando Didit recibe un resultado concluyente de la fuente de validación.- Precio por llamada: $3.34 USD.
- Facturación: por consulta exitosa. No se te cobra cuando no se puede acceder al registro, cuando faltan campos obligatorios o cuando la solicitud se rechaza antes de llegar a la fuente.
- Latencia: p95 típico < 2 s.
- Disponibilidad: 99.9% por trimestre por parte de Didit; la disponibilidad de la fuente externa varía según el país y el conjunto de datos.
Continúa leyendo
Última modificación el 1 de noviembre de 2026