curl -X POST "https://verification.didit.me/v3/database-validation/" \
-H "x-api-key: YOUR_API_KEY" \
-F "issuing_state=CHN" \
-F "services=chn_bank_card" \
-F "vendor_data=user-1234" \
-F "consent=true" \
-F "full_name=王新伟" \
-F "date_of_birth=1990-01-01" \
-F "national_id=11010519900101003X" \
-F "bank_card_number=4111111111111111"
from didit import Didit
# Reads DIDIT_API_KEY.
client = Didit()
result = client.database_validation.validate(
issuing_state="CHN",
services=["chn_bank_card"],
consent=True,
full_name="王新伟",
date_of_birth="1990-01-01",
national_id="11010519900101003X",
bank_card_number="4111111111111111",
vendor_data="user-1234",
)
print(result)
import Didit from "@didit-protocol/sdk-node";
// Reads DIDIT_API_KEY.
const didit = new Didit();
const result = await didit.databaseValidation.validate({
issuing_state: "CHN",
services: ["chn_bank_card"],
consent: true,
full_name: "王新伟",
date_of_birth: "1990-01-01",
national_id: "11010519900101003X",
bank_card_number: "4111111111111111",
vendor_data: "user-1234",
});
console.log(result);
ctx := context.Background()
// Reads DIDIT_API_KEY.
client := didit.NewClient()
result, err := client.DatabaseValidation.Validate(ctx, didit.DatabaseValidationValidateParams{
IssuingState: "CHN",
Services: didit.Some([]string{"chn_bank_card"}),
Consent: didit.Bool(true),
FullName: didit.String("王新伟"),
DateOfBirth: didit.String("1990-01-01"),
NationalID: didit.String("11010519900101003X"),
BankCardNumber: didit.String("4111111111111111"),
VendorData: didit.String("user-1234"),
})
if err != nil {
log.Fatal(err)
}
fmt.Printf("%+v\n", result)
import java.time.LocalDate;
import java.util.List;
import me.didit.Didit;
import me.didit.types.DatabaseValidationValidateParams;
// Reads DIDIT_API_KEY.
Didit client = new Didit();
var result = client.databaseValidation().validate(DatabaseValidationValidateParams.builder()
.issuingState("CHN")
.services(List.of("chn_bank_card"))
.consent(true)
.fullName("王新伟")
.dateOfBirth(LocalDate.parse("1990-01-01"))
.nationalId("11010519900101003X")
.bankCardNumber("4111111111111111")
.vendorData("user-1234")
.build());
System.out.println(result);
<?php
require 'vendor/autoload.php';
use Didit\DiditClient;
// Reads DIDIT_API_KEY.
$didit = new DiditClient();
$result = $didit->databaseValidation->validate([
'issuing_state' => 'CHN',
'services' => ['chn_bank_card'],
'consent' => true,
'full_name' => '王新伟',
'date_of_birth' => '1990-01-01',
'national_id' => '11010519900101003X',
'bank_card_number' => '4111111111111111',
'vendor_data' => 'user-1234',
]);
print_r($result->toArray());
require "didit"
# Reads DIDIT_API_KEY.
didit = Didit::Client.new
result = didit.database_validation.validate(
issuing_state: "CHN",
services: ["chn_bank_card"],
consent: true,
full_name: "王新伟",
date_of_birth: "1990-01-01",
national_id: "11010519900101003X",
bank_card_number: "4111111111111111",
vendor_data: "user-1234"
)
puts result.to_h
using System;
using System.Text.Json;
using Didit;
// Reads DIDIT_API_KEY.
using var client = new DiditClient();
var result = await client.DatabaseValidation.ValidateAsync(new DatabaseValidationValidateParams
{
IssuingState = "CHN",
Services = new string[] { "chn_bank_card" },
Consent = true,
FullName = "王新伟",
DateOfBirth = "1990-01-01",
NationalId = "11010519900101003X",
BankCardNumber = "4111111111111111",
VendorData = "user-1234",
});
Console.WriteLine(JsonSerializer.Serialize(result));
{
"request_id": "req_01H…",
"status": "Approved",
"issuing_state": "CHN",
"match_type": "full_match",
"validations": [
{
"outcome_code": "MATCH",
"service_id": "chn_bank_card",
"service_name": "China Bank Card",
"source_data": {
"date_of_birth": "1990-01-01",
"full_name": "王新伟",
"identification_number": "11010519900101003X"
},
"validation": {
"date_of_birth": "full_match",
"full_name": "full_match",
"identification_number": "full_match"
}
}
]
}
{
"request_id": "req_01H…",
"status": "In Review",
"issuing_state": "CHN",
"match_type": "partial_match",
"validations": [
{
"outcome_code": "PARTIAL_MATCH",
"service_id": "chn_bank_card",
"service_name": "China Bank Card",
"source_data": {
"date_of_birth": "1990-01-01",
"full_name": "王新伟",
"identification_number": "11010519900101003X"
},
"validation": {
"date_of_birth": "full_match",
"full_name": "no_match",
"identification_number": "full_match"
}
}
]
}
{
"request_id": "req_01H…",
"status": "Declined",
"issuing_state": "CHN",
"match_type": "no_match",
"validations": [
{
"outcome_code": "NO_MATCH",
"service_id": "chn_bank_card",
"service_name": "China Bank Card",
"source_data": {
"date_of_birth": "NO_MATCH",
"full_name": "NO_MATCH",
"identification_number": "NO_MATCH"
},
"validation": {
"date_of_birth": "no_match",
"full_name": "no_match",
"identification_number": "no_match"
}
}
]
}
🇨🇳 China
Verificación de tarjeta bancaria de China en tiempo real
Verifica tarjetas bancarias de China con Didit contra bases de datos oficiales. Pago por llamada desde $0.67, sin contratos ni mínimos.
POST
/
v3
/
database-validation
/
curl -X POST "https://verification.didit.me/v3/database-validation/" \
-H "x-api-key: YOUR_API_KEY" \
-F "issuing_state=CHN" \
-F "services=chn_bank_card" \
-F "vendor_data=user-1234" \
-F "consent=true" \
-F "full_name=王新伟" \
-F "date_of_birth=1990-01-01" \
-F "national_id=11010519900101003X" \
-F "bank_card_number=4111111111111111"
from didit import Didit
# Reads DIDIT_API_KEY.
client = Didit()
result = client.database_validation.validate(
issuing_state="CHN",
services=["chn_bank_card"],
consent=True,
full_name="王新伟",
date_of_birth="1990-01-01",
national_id="11010519900101003X",
bank_card_number="4111111111111111",
vendor_data="user-1234",
)
print(result)
import Didit from "@didit-protocol/sdk-node";
// Reads DIDIT_API_KEY.
const didit = new Didit();
const result = await didit.databaseValidation.validate({
issuing_state: "CHN",
services: ["chn_bank_card"],
consent: true,
full_name: "王新伟",
date_of_birth: "1990-01-01",
national_id: "11010519900101003X",
bank_card_number: "4111111111111111",
vendor_data: "user-1234",
});
console.log(result);
ctx := context.Background()
// Reads DIDIT_API_KEY.
client := didit.NewClient()
result, err := client.DatabaseValidation.Validate(ctx, didit.DatabaseValidationValidateParams{
IssuingState: "CHN",
Services: didit.Some([]string{"chn_bank_card"}),
Consent: didit.Bool(true),
FullName: didit.String("王新伟"),
DateOfBirth: didit.String("1990-01-01"),
NationalID: didit.String("11010519900101003X"),
BankCardNumber: didit.String("4111111111111111"),
VendorData: didit.String("user-1234"),
})
if err != nil {
log.Fatal(err)
}
fmt.Printf("%+v\n", result)
import java.time.LocalDate;
import java.util.List;
import me.didit.Didit;
import me.didit.types.DatabaseValidationValidateParams;
// Reads DIDIT_API_KEY.
Didit client = new Didit();
var result = client.databaseValidation().validate(DatabaseValidationValidateParams.builder()
.issuingState("CHN")
.services(List.of("chn_bank_card"))
.consent(true)
.fullName("王新伟")
.dateOfBirth(LocalDate.parse("1990-01-01"))
.nationalId("11010519900101003X")
.bankCardNumber("4111111111111111")
.vendorData("user-1234")
.build());
System.out.println(result);
<?php
require 'vendor/autoload.php';
use Didit\DiditClient;
// Reads DIDIT_API_KEY.
$didit = new DiditClient();
$result = $didit->databaseValidation->validate([
'issuing_state' => 'CHN',
'services' => ['chn_bank_card'],
'consent' => true,
'full_name' => '王新伟',
'date_of_birth' => '1990-01-01',
'national_id' => '11010519900101003X',
'bank_card_number' => '4111111111111111',
'vendor_data' => 'user-1234',
]);
print_r($result->toArray());
require "didit"
# Reads DIDIT_API_KEY.
didit = Didit::Client.new
result = didit.database_validation.validate(
issuing_state: "CHN",
services: ["chn_bank_card"],
consent: true,
full_name: "王新伟",
date_of_birth: "1990-01-01",
national_id: "11010519900101003X",
bank_card_number: "4111111111111111",
vendor_data: "user-1234"
)
puts result.to_h
using System;
using System.Text.Json;
using Didit;
// Reads DIDIT_API_KEY.
using var client = new DiditClient();
var result = await client.DatabaseValidation.ValidateAsync(new DatabaseValidationValidateParams
{
IssuingState = "CHN",
Services = new string[] { "chn_bank_card" },
Consent = true,
FullName = "王新伟",
DateOfBirth = "1990-01-01",
NationalId = "11010519900101003X",
BankCardNumber = "4111111111111111",
VendorData = "user-1234",
});
Console.WriteLine(JsonSerializer.Serialize(result));
{
"request_id": "req_01H…",
"status": "Approved",
"issuing_state": "CHN",
"match_type": "full_match",
"validations": [
{
"outcome_code": "MATCH",
"service_id": "chn_bank_card",
"service_name": "China Bank Card",
"source_data": {
"date_of_birth": "1990-01-01",
"full_name": "王新伟",
"identification_number": "11010519900101003X"
},
"validation": {
"date_of_birth": "full_match",
"full_name": "full_match",
"identification_number": "full_match"
}
}
]
}
{
"request_id": "req_01H…",
"status": "In Review",
"issuing_state": "CHN",
"match_type": "partial_match",
"validations": [
{
"outcome_code": "PARTIAL_MATCH",
"service_id": "chn_bank_card",
"service_name": "China Bank Card",
"source_data": {
"date_of_birth": "1990-01-01",
"full_name": "王新伟",
"identification_number": "11010519900101003X"
},
"validation": {
"date_of_birth": "full_match",
"full_name": "no_match",
"identification_number": "full_match"
}
}
]
}
{
"request_id": "req_01H…",
"status": "Declined",
"issuing_state": "CHN",
"match_type": "no_match",
"validations": [
{
"outcome_code": "NO_MATCH",
"service_id": "chn_bank_card",
"service_name": "China Bank Card",
"source_data": {
"date_of_birth": "NO_MATCH",
"full_name": "NO_MATCH",
"identification_number": "NO_MATCH"
},
"validation": {
"date_of_birth": "no_match",
"full_name": "no_match",
"identification_number": "no_match"
}
}
]
}
Verifica los datos de entrada con el servicio oficial de datos de China. Didit ofrece este servicio a través de
POST /v3/database-validation/ para que puedas verificar los datos enviados con la fuente oficial y recibir resultados de coincidencia normalizados.
Cobertura
- Cobertura: ~ 100%
- País: China
- ID del servicio:
chn_bank_card - Dominio de datos: Financiero
- Categoría: Banca
Datos de entrada
| Campo | Obligatorio | Ejemplo |
|---|---|---|
full_name | Sí | 王新伟 |
date_of_birth | Sí | 1990-01-01 |
national_id | Sí | 11010519900101003X |
bank_card_number | Sí | 4111111111111111 |
vendor_data | No | user-1234 |
- Datos de entrada obligatorios:
full_name,date_of_birth,national_id,bank_card_number - Datos de entrada opcionales:
vendor_data - Consentimiento: Obligatorio
- Disponibilidad en el flujo de verificación (workflow): Disponible en el flujo con mapeo de campos
- Cobertura: ~ 100%
- Precio: $0.67 por consulta exitosa
bank_card_number no figura impreso en ningún documento de identidad, así que ningún paso lo genera por sí solo. Obtenlo de una respuesta de un cuestionario, de un campo extraído por Document AI o de un valor que envíes al crear la sesión, y mapéalo en el paso de Validación de base de datos. Mientras no esté mapeado, el editor de flujos muestra este servicio desactivado e indica el dato de entrada que falta; durante la ejecución, si falta un dato de entrada, la comprobación se omite antes de realizar cualquier consulta, por lo que nunca se te factura por una base de datos que no se pudo consultar.
Parámetros del cuerpo
string
predeterminado:"CHN"
requerido
Código de país ISO 3166-1 alfa-3 para este servicio de base de datos.Ejemplo:
CHNstring
predeterminado:"chn_bank_card"
requerido
Array que contiene este ID de servicio. Fijar el servicio limita la solicitud a esta base de datos concreta.Ejemplo:
chn_bank_cardboolean
predeterminado:"true"
requerido
Consentimiento explícito del usuario final para este servicio.Ejemplo:
truestring
predeterminado:"王新伟"
requerido
Nombre legal completo que se va a validar.Ejemplo:
王新伟string
predeterminado:"1990-01-01"
requerido
Fecha de nacimiento en formato
YYYY-MM-DD.Ejemplo: 1990-01-01string
predeterminado:"11010519900101003X"
requerido
Número de identidad nacional para este servicio.Ejemplo:
11010519900101003Xstring
predeterminado:"4111111111111111"
requerido
Número de la tarjeta bancaria.Ejemplo:
4111111111111111string
predeterminado:"user-1234"
Tu referencia de usuario estable para esta persona, como tu ID de usuario interno. Didit la usa para vincular las comprobaciones independientes al mismo usuario final y reducir el ruido en la detección de duplicados.Ejemplo:
user-1234Reglas de los datos de entrada y notas de validación
- La fecha de nacimiento debe coincidir con la fecha de nacimiento codificada en el documento nacional de identidad chino (dígitos 7-14 de un número de 18 caracteres, 7-12 de uno antiguo de 15 dígitos)
date_of_birthdebe coincidir con la fecha de nacimiento codificada ennational_id; la fuente rechaza la solicitud de plano cuando ambas no coinciden, por lo que una discrepancia se rechaza antes de la consulta y no se cobra.- Número de la tarjeta de identidad de residente china (15 dígitos o 18 caracteres con dígito de control)
national_iddebe coincidir con(?:\d{15}|\d{17}[\dXx]).- Se valida el carácter de control final de la tarjeta de identidad de residente china.
full_namedebe ser el nombre original en escritura china tal como figura en el registro o en el documento. No envíes la transliteración al alfabeto latino en las consultas a bases de datos de China.
Cómo invocarlo
curl -X POST "https://verification.didit.me/v3/database-validation/" \
-H "x-api-key: YOUR_API_KEY" \
-F "issuing_state=CHN" \
-F "services=chn_bank_card" \
-F "vendor_data=user-1234" \
-F "consent=true" \
-F "full_name=王新伟" \
-F "date_of_birth=1990-01-01" \
-F "national_id=11010519900101003X" \
-F "bank_card_number=4111111111111111"
from didit import Didit
# Reads DIDIT_API_KEY.
client = Didit()
result = client.database_validation.validate(
issuing_state="CHN",
services=["chn_bank_card"],
consent=True,
full_name="王新伟",
date_of_birth="1990-01-01",
national_id="11010519900101003X",
bank_card_number="4111111111111111",
vendor_data="user-1234",
)
print(result)
import Didit from "@didit-protocol/sdk-node";
// Reads DIDIT_API_KEY.
const didit = new Didit();
const result = await didit.databaseValidation.validate({
issuing_state: "CHN",
services: ["chn_bank_card"],
consent: true,
full_name: "王新伟",
date_of_birth: "1990-01-01",
national_id: "11010519900101003X",
bank_card_number: "4111111111111111",
vendor_data: "user-1234",
});
console.log(result);
ctx := context.Background()
// Reads DIDIT_API_KEY.
client := didit.NewClient()
result, err := client.DatabaseValidation.Validate(ctx, didit.DatabaseValidationValidateParams{
IssuingState: "CHN",
Services: didit.Some([]string{"chn_bank_card"}),
Consent: didit.Bool(true),
FullName: didit.String("王新伟"),
DateOfBirth: didit.String("1990-01-01"),
NationalID: didit.String("11010519900101003X"),
BankCardNumber: didit.String("4111111111111111"),
VendorData: didit.String("user-1234"),
})
if err != nil {
log.Fatal(err)
}
fmt.Printf("%+v\n", result)
import java.time.LocalDate;
import java.util.List;
import me.didit.Didit;
import me.didit.types.DatabaseValidationValidateParams;
// Reads DIDIT_API_KEY.
Didit client = new Didit();
var result = client.databaseValidation().validate(DatabaseValidationValidateParams.builder()
.issuingState("CHN")
.services(List.of("chn_bank_card"))
.consent(true)
.fullName("王新伟")
.dateOfBirth(LocalDate.parse("1990-01-01"))
.nationalId("11010519900101003X")
.bankCardNumber("4111111111111111")
.vendorData("user-1234")
.build());
System.out.println(result);
<?php
require 'vendor/autoload.php';
use Didit\DiditClient;
// Reads DIDIT_API_KEY.
$didit = new DiditClient();
$result = $didit->databaseValidation->validate([
'issuing_state' => 'CHN',
'services' => ['chn_bank_card'],
'consent' => true,
'full_name' => '王新伟',
'date_of_birth' => '1990-01-01',
'national_id' => '11010519900101003X',
'bank_card_number' => '4111111111111111',
'vendor_data' => 'user-1234',
]);
print_r($result->toArray());
require "didit"
# Reads DIDIT_API_KEY.
didit = Didit::Client.new
result = didit.database_validation.validate(
issuing_state: "CHN",
services: ["chn_bank_card"],
consent: true,
full_name: "王新伟",
date_of_birth: "1990-01-01",
national_id: "11010519900101003X",
bank_card_number: "4111111111111111",
vendor_data: "user-1234"
)
puts result.to_h
using System;
using System.Text.Json;
using Didit;
// Reads DIDIT_API_KEY.
using var client = new DiditClient();
var result = await client.DatabaseValidation.ValidateAsync(new DatabaseValidationValidateParams
{
IssuingState = "CHN",
Services = new string[] { "chn_bank_card" },
Consent = true,
FullName = "王新伟",
DateOfBirth = "1990-01-01",
NationalId = "11010519900101003X",
BankCardNumber = "4111111111111111",
VendorData = "user-1234",
});
Console.WriteLine(JsonSerializer.Serialize(result));
Toda llamada exitosa devuelve HTTP 200. El campo outcome_code te indica lo que ocurrió realmente y distingue, por ejemplo, una discrepancia biométrica real (BIOMETRIC_NO_MATCH) de una selfie que no se pudo leer (BIOMETRIC_IMAGE_UNUSABLE). El status que se muestra es el estado predeterminado de la función; las acciones de Partial Match / No Match que hayas configurado pueden anularlo.MATCH: el registro confirmó la identidad y todos los campos comprobados coincidieron.{
"request_id": "req_01H…",
"status": "Approved",
"issuing_state": "CHN",
"match_type": "full_match",
"validations": [
{
"outcome_code": "MATCH",
"service_id": "chn_bank_card",
"service_name": "China Bank Card",
"source_data": {
"date_of_birth": "1990-01-01",
"full_name": "王新伟",
"identification_number": "11010519900101003X"
},
"validation": {
"date_of_birth": "full_match",
"full_name": "full_match",
"identification_number": "full_match"
}
}
]
}
PARTIAL_MATCH: se encontró el número de identificación, pero uno o más campos personales (normalmente el nombre o la fecha de nacimiento) no coincidieron por completo.{
"request_id": "req_01H…",
"status": "In Review",
"issuing_state": "CHN",
"match_type": "partial_match",
"validations": [
{
"outcome_code": "PARTIAL_MATCH",
"service_id": "chn_bank_card",
"service_name": "China Bank Card",
"source_data": {
"date_of_birth": "1990-01-01",
"full_name": "王新伟",
"identification_number": "11010519900101003X"
},
"validation": {
"date_of_birth": "full_match",
"full_name": "no_match",
"identification_number": "full_match"
}
}
]
}
NO_MATCH: el registro no devolvió ninguna coincidencia para los datos enviados.{
"request_id": "req_01H…",
"status": "Declined",
"issuing_state": "CHN",
"match_type": "no_match",
"validations": [
{
"outcome_code": "NO_MATCH",
"service_id": "chn_bank_card",
"service_name": "China Bank Card",
"source_data": {
"date_of_birth": "NO_MATCH",
"full_name": "NO_MATCH",
"identification_number": "NO_MATCH"
},
"validation": {
"date_of_birth": "no_match",
"full_name": "no_match",
"identification_number": "no_match"
}
}
]
}
Datos devueltos
Los campos exactos que aparecen ensource_data dependen de lo que devuelva el registro. El ejemplo generado para chn_bank_card documenta actualmente esta estructura normalizada:
date_of_birthfull_nameidentification_number
Precios y SLA
Las consultas de China Bank Card solo se facturan cuando Didit recibe un resultado concluyente de la fuente de validación.- Precio por llamada: $0.67 USD.
- Facturación: por consulta exitosa. No se te cobra cuando el registro no está disponible, cuando faltan campos obligatorios o cuando la solicitud se rechaza antes de llegar a la fuente.
- Latencia: p95 típico < 2 s.
- Disponibilidad: 99.9% por trimestre por parte de Didit; la disponibilidad de la fuente externa varía según el país y el conjunto de datos.
Seguir leyendo
Última modificación el 1 de noviembre de 2026