curl -X POST "https://verification.didit.me/v3/database-validation/" \
-H "x-api-key: YOUR_API_KEY" \
-F "issuing_state=CAN" \
-F "services=can_credit_bureau_fintrac" \
-F "vendor_data=user-1234" \
-F "consent=true" \
-F "first_name=John" \
-F "last_name=Doe" \
-F 'address={"street_1":"123 Sample Street","street_2":"Unit 4","city":"Sample City","region":"Sample State","postal_code":"10001","country":"US"}' \
-F "date_of_birth=1990-01-01"
from didit import Didit
# Reads DIDIT_API_KEY.
client = Didit()
result = client.database_validation.validate(
issuing_state="CAN",
services=["can_credit_bureau_fintrac"],
consent=True,
first_name="John",
last_name="Doe",
date_of_birth="1990-01-01",
address={"street_1": "123 Sample Street", "street_2": "Unit 4", "city": "Sample City", "region": "Sample State", "postal_code": "10001", "country": "US"},
vendor_data="user-1234",
)
print(result)
import Didit from "@didit-protocol/sdk-node";
// Reads DIDIT_API_KEY.
const didit = new Didit();
const result = await didit.databaseValidation.validate({
issuing_state: "CAN",
services: ["can_credit_bureau_fintrac"],
consent: true,
first_name: "John",
last_name: "Doe",
date_of_birth: "1990-01-01",
address: { street_1: "123 Sample Street", street_2: "Unit 4", city: "Sample City", region: "Sample State", postal_code: "10001", country: "US" },
vendor_data: "user-1234",
});
console.log(result);
ctx := context.Background()
// Reads DIDIT_API_KEY.
client := didit.NewClient()
result, err := client.DatabaseValidation.Validate(ctx, didit.DatabaseValidationValidateParams{
IssuingState: "CAN",
Services: didit.Some([]string{"can_credit_bureau_fintrac"}),
Consent: didit.Bool(true),
FirstName: didit.String("John"),
LastName: didit.String("Doe"),
DateOfBirth: didit.String("1990-01-01"),
Address: didit.Some[any](map[string]any{"street_1": "123 Sample Street", "street_2": "Unit 4", "city": "Sample City", "region": "Sample State", "postal_code": "10001", "country": "US"}),
VendorData: didit.String("user-1234"),
})
if err != nil {
log.Fatal(err)
}
fmt.Printf("%+v\n", result)
import java.time.LocalDate;
import java.util.List;
import me.didit.Didit;
import me.didit.types.DatabaseValidationValidateParams;
// Reads DIDIT_API_KEY.
Didit client = new Didit();
var result = client.databaseValidation().validate(DatabaseValidationValidateParams.builder()
.issuingState("CAN")
.services(List.of("can_credit_bureau_fintrac"))
.consent(true)
.firstName("John")
.lastName("Doe")
.dateOfBirth(LocalDate.parse("1990-01-01"))
.address(DatabaseValidationValidateParams.Address.ofVariant1(DatabaseValidationValidateParams.Address.Variant1.builder()
.street1("123 Sample Street")
.street2("Unit 4")
.city("Sample City")
.region("Sample State")
.postalCode("10001")
.country("US")
.build()))
.vendorData("user-1234")
.build());
System.out.println(result);
<?php
require 'vendor/autoload.php';
use Didit\DiditClient;
// Reads DIDIT_API_KEY.
$didit = new DiditClient();
$result = $didit->databaseValidation->validate([
'issuing_state' => 'CAN',
'services' => ['can_credit_bureau_fintrac'],
'consent' => true,
'first_name' => 'John',
'last_name' => 'Doe',
'date_of_birth' => '1990-01-01',
'address' => ['street_1' => '123 Sample Street', 'street_2' => 'Unit 4', 'city' => 'Sample City', 'region' => 'Sample State', 'postal_code' => '10001', 'country' => 'US'],
'vendor_data' => 'user-1234',
]);
print_r($result->toArray());
require "didit"
# Reads DIDIT_API_KEY.
didit = Didit::Client.new
result = didit.database_validation.validate(
issuing_state: "CAN",
services: ["can_credit_bureau_fintrac"],
consent: true,
first_name: "John",
last_name: "Doe",
date_of_birth: "1990-01-01",
address: { street_1: "123 Sample Street", street_2: "Unit 4", city: "Sample City", region: "Sample State", postal_code: "10001", country: "US" },
vendor_data: "user-1234"
)
puts result.to_h
using System;
using System.Collections.Generic;
using System.Text.Json;
using Didit;
// Reads DIDIT_API_KEY.
using var client = new DiditClient();
var result = await client.DatabaseValidation.ValidateAsync(new DatabaseValidationValidateParams
{
IssuingState = "CAN",
Services = new string[] { "can_credit_bureau_fintrac" },
Consent = true,
FirstName = "John",
LastName = "Doe",
DateOfBirth = "1990-01-01",
Address = new Dictionary<string, object> { ["street_1"] = "123 Sample Street", ["street_2"] = "Unit 4", ["city"] = "Sample City", ["region"] = "Sample State", ["postal_code"] = "10001", ["country"] = "US" },
VendorData = "user-1234",
});
Console.WriteLine(JsonSerializer.Serialize(result));
{
"request_id": "req_01H…",
"status": "Approved",
"issuing_state": "CAN",
"match_type": "full_match",
"validations": [
{
"outcome_code": "MATCH",
"service_id": "can_credit_bureau_fintrac",
"service_name": "Canada Credit Bureau (FINTRAC)",
"source_data": {
"address": "123 Sample Street",
"date_of_birth": "1990-01-01",
"first_name": "John",
"last_name": "Doe"
},
"validation": {
"address": "full_match",
"date_of_birth": "full_match",
"full_name": "full_match"
}
}
]
}
{
"request_id": "req_01H…",
"status": "In Review",
"issuing_state": "CAN",
"match_type": "partial_match",
"validations": [
{
"outcome_code": "PARTIAL_MATCH",
"service_id": "can_credit_bureau_fintrac",
"service_name": "Canada Credit Bureau (FINTRAC)",
"source_data": {
"address": "123 Sample Street",
"date_of_birth": "1990-01-01",
"first_name": "John",
"last_name": "Doe"
},
"validation": {
"address": "full_match",
"date_of_birth": "full_match",
"full_name": "no_match"
}
}
]
}
{
"request_id": "req_01H…",
"status": "Declined",
"issuing_state": "CAN",
"match_type": "no_match",
"validations": [
{
"outcome_code": "NO_MATCH",
"service_id": "can_credit_bureau_fintrac",
"service_name": "Canada Credit Bureau (FINTRAC)",
"source_data": {
"address": "NO_MATCH",
"date_of_birth": "NO_MATCH",
"full_name": "NO_MATCH"
},
"validation": {
"address": "no_match",
"date_of_birth": "no_match",
"full_name": "no_match"
}
}
]
}
🇨🇦 加拿大
加拿大信用局(FINTRAC)核验 API
Didit 基于其身份基础设施,提供加拿大信用局(FINTRAC)权威数据库查询。按次付费,单次$4.84起,无需合同,无最低消费。
POST
/
v3
/
database-validation
/
curl -X POST "https://verification.didit.me/v3/database-validation/" \
-H "x-api-key: YOUR_API_KEY" \
-F "issuing_state=CAN" \
-F "services=can_credit_bureau_fintrac" \
-F "vendor_data=user-1234" \
-F "consent=true" \
-F "first_name=John" \
-F "last_name=Doe" \
-F 'address={"street_1":"123 Sample Street","street_2":"Unit 4","city":"Sample City","region":"Sample State","postal_code":"10001","country":"US"}' \
-F "date_of_birth=1990-01-01"
from didit import Didit
# Reads DIDIT_API_KEY.
client = Didit()
result = client.database_validation.validate(
issuing_state="CAN",
services=["can_credit_bureau_fintrac"],
consent=True,
first_name="John",
last_name="Doe",
date_of_birth="1990-01-01",
address={"street_1": "123 Sample Street", "street_2": "Unit 4", "city": "Sample City", "region": "Sample State", "postal_code": "10001", "country": "US"},
vendor_data="user-1234",
)
print(result)
import Didit from "@didit-protocol/sdk-node";
// Reads DIDIT_API_KEY.
const didit = new Didit();
const result = await didit.databaseValidation.validate({
issuing_state: "CAN",
services: ["can_credit_bureau_fintrac"],
consent: true,
first_name: "John",
last_name: "Doe",
date_of_birth: "1990-01-01",
address: { street_1: "123 Sample Street", street_2: "Unit 4", city: "Sample City", region: "Sample State", postal_code: "10001", country: "US" },
vendor_data: "user-1234",
});
console.log(result);
ctx := context.Background()
// Reads DIDIT_API_KEY.
client := didit.NewClient()
result, err := client.DatabaseValidation.Validate(ctx, didit.DatabaseValidationValidateParams{
IssuingState: "CAN",
Services: didit.Some([]string{"can_credit_bureau_fintrac"}),
Consent: didit.Bool(true),
FirstName: didit.String("John"),
LastName: didit.String("Doe"),
DateOfBirth: didit.String("1990-01-01"),
Address: didit.Some[any](map[string]any{"street_1": "123 Sample Street", "street_2": "Unit 4", "city": "Sample City", "region": "Sample State", "postal_code": "10001", "country": "US"}),
VendorData: didit.String("user-1234"),
})
if err != nil {
log.Fatal(err)
}
fmt.Printf("%+v\n", result)
import java.time.LocalDate;
import java.util.List;
import me.didit.Didit;
import me.didit.types.DatabaseValidationValidateParams;
// Reads DIDIT_API_KEY.
Didit client = new Didit();
var result = client.databaseValidation().validate(DatabaseValidationValidateParams.builder()
.issuingState("CAN")
.services(List.of("can_credit_bureau_fintrac"))
.consent(true)
.firstName("John")
.lastName("Doe")
.dateOfBirth(LocalDate.parse("1990-01-01"))
.address(DatabaseValidationValidateParams.Address.ofVariant1(DatabaseValidationValidateParams.Address.Variant1.builder()
.street1("123 Sample Street")
.street2("Unit 4")
.city("Sample City")
.region("Sample State")
.postalCode("10001")
.country("US")
.build()))
.vendorData("user-1234")
.build());
System.out.println(result);
<?php
require 'vendor/autoload.php';
use Didit\DiditClient;
// Reads DIDIT_API_KEY.
$didit = new DiditClient();
$result = $didit->databaseValidation->validate([
'issuing_state' => 'CAN',
'services' => ['can_credit_bureau_fintrac'],
'consent' => true,
'first_name' => 'John',
'last_name' => 'Doe',
'date_of_birth' => '1990-01-01',
'address' => ['street_1' => '123 Sample Street', 'street_2' => 'Unit 4', 'city' => 'Sample City', 'region' => 'Sample State', 'postal_code' => '10001', 'country' => 'US'],
'vendor_data' => 'user-1234',
]);
print_r($result->toArray());
require "didit"
# Reads DIDIT_API_KEY.
didit = Didit::Client.new
result = didit.database_validation.validate(
issuing_state: "CAN",
services: ["can_credit_bureau_fintrac"],
consent: true,
first_name: "John",
last_name: "Doe",
date_of_birth: "1990-01-01",
address: { street_1: "123 Sample Street", street_2: "Unit 4", city: "Sample City", region: "Sample State", postal_code: "10001", country: "US" },
vendor_data: "user-1234"
)
puts result.to_h
using System;
using System.Collections.Generic;
using System.Text.Json;
using Didit;
// Reads DIDIT_API_KEY.
using var client = new DiditClient();
var result = await client.DatabaseValidation.ValidateAsync(new DatabaseValidationValidateParams
{
IssuingState = "CAN",
Services = new string[] { "can_credit_bureau_fintrac" },
Consent = true,
FirstName = "John",
LastName = "Doe",
DateOfBirth = "1990-01-01",
Address = new Dictionary<string, object> { ["street_1"] = "123 Sample Street", ["street_2"] = "Unit 4", ["city"] = "Sample City", ["region"] = "Sample State", ["postal_code"] = "10001", ["country"] = "US" },
VendorData = "user-1234",
});
Console.WriteLine(JsonSerializer.Serialize(result));
{
"request_id": "req_01H…",
"status": "Approved",
"issuing_state": "CAN",
"match_type": "full_match",
"validations": [
{
"outcome_code": "MATCH",
"service_id": "can_credit_bureau_fintrac",
"service_name": "Canada Credit Bureau (FINTRAC)",
"source_data": {
"address": "123 Sample Street",
"date_of_birth": "1990-01-01",
"first_name": "John",
"last_name": "Doe"
},
"validation": {
"address": "full_match",
"date_of_birth": "full_match",
"full_name": "full_match"
}
}
]
}
{
"request_id": "req_01H…",
"status": "In Review",
"issuing_state": "CAN",
"match_type": "partial_match",
"validations": [
{
"outcome_code": "PARTIAL_MATCH",
"service_id": "can_credit_bureau_fintrac",
"service_name": "Canada Credit Bureau (FINTRAC)",
"source_data": {
"address": "123 Sample Street",
"date_of_birth": "1990-01-01",
"first_name": "John",
"last_name": "Doe"
},
"validation": {
"address": "full_match",
"date_of_birth": "full_match",
"full_name": "no_match"
}
}
]
}
{
"request_id": "req_01H…",
"status": "Declined",
"issuing_state": "CAN",
"match_type": "no_match",
"validations": [
{
"outcome_code": "NO_MATCH",
"service_id": "can_credit_bureau_fintrac",
"service_name": "Canada Credit Bureau (FINTRAC)",
"source_data": {
"address": "NO_MATCH",
"date_of_birth": "NO_MATCH",
"full_name": "NO_MATCH"
},
"validation": {
"address": "no_match",
"date_of_birth": "no_match",
"full_name": "no_match"
}
}
]
}
根据加拿大征信机构提供的信用档案头部数据核验输入数据,并返回满足 FINTRAC 要求的数据。需要提交机构申请。目前此服务无法包含在序列套餐中。Didit 通过
POST /v3/database-validation/ 提供此服务,便于您将提交的数据与权威数据源进行核对,并获取标准化的匹配结果。
覆盖范围
- 覆盖率: ~ 85%
- 国家/地区: 加拿大
- 服务 ID:
can_credit_bureau_fintrac - 数据领域: 金融
- 类别: CreditBureau
输入字段
| 字段 | 必填 | 示例 |
|---|---|---|
first_name | 是 | John |
last_name | 是 | Doe |
address.street_1 | 是 | 123 Sample Street |
address.postal_code | 是 | 10001 |
date_of_birth | 是 | 1990-01-01 |
address.street_2 | 否 | Unit 4 |
address.city | 否 | Sample City |
address.region | 否 | Sample State |
vendor_data | 否 | user-1234 |
- 必填输入项:
first_name、last_name、address.street_1、address.postal_code、date_of_birth - 可选输入项:
address.street_2、address.city、address.region、vendor_data - 同意: 必填
- 工作流可用性: 可在工作流中使用
- 覆盖率: ~ 85%
- 价格: 每次成功查询 $4.84
请求体参数
string
默认值:"CAN"
必填
此数据库服务的 ISO 3166-1 alpha-3 国家代码。示例:
CANstring
默认值:"can_credit_bureau_fintrac"
必填
包含此服务 ID 的数组。固定该服务可将请求限定在此特定数据库范围内。示例:
can_credit_bureau_fintracboolean
默认值:"true"
必填
终端用户对此服务的明确同意。示例:
truestring
默认值:"John"
必填
需要校验的名字。示例:
Johnstring
默认值:"Doe"
必填
需要校验的姓氏。示例:
Doeobject
必填
结构化的居住地址对象。请使用
street_1、street_2、city、region、postal_code 和 country。仍接受完整的旧版地址字符串,但不推荐使用。示例:{"street_1":"123 Sample Street","street_2":"Unit 4","city":"Sample City","region":"Sample State","postal_code":"10001","country":"US"}string
默认值:"1990-01-01"
必填
出生日期,格式为
YYYY-MM-DD。示例:1990-01-01string
默认值:"user-1234"
您为此人设定的稳定用户标识,例如内部用户 ID。Didit 使用该标识将独立核验关联到同一终端用户,并减少重复检测的干扰。示例:
user-1234输入规则与校验说明
- 对于地址类服务,应尽可能发送结构化的地址字段,而不是单个
address字符串。 address.street_1为街道地址,包括门牌号和街道类型。address.street_2为公寓、单元、楼栋、楼层或其他附加地址行。仅在您拥有该信息时发送。address.city为城市、郊区、区、地方或社区。address.region为州、省、地区或镇。address.postal_code为邮政编码或邮编。- 基于地址的数据库服务至少需要街道地址和邮政编码;在查询数据源之前被拒绝的请求不收费。
调用方法
curl -X POST "https://verification.didit.me/v3/database-validation/" \
-H "x-api-key: YOUR_API_KEY" \
-F "issuing_state=CAN" \
-F "services=can_credit_bureau_fintrac" \
-F "vendor_data=user-1234" \
-F "consent=true" \
-F "first_name=John" \
-F "last_name=Doe" \
-F 'address={"street_1":"123 Sample Street","street_2":"Unit 4","city":"Sample City","region":"Sample State","postal_code":"10001","country":"US"}' \
-F "date_of_birth=1990-01-01"
from didit import Didit
# Reads DIDIT_API_KEY.
client = Didit()
result = client.database_validation.validate(
issuing_state="CAN",
services=["can_credit_bureau_fintrac"],
consent=True,
first_name="John",
last_name="Doe",
date_of_birth="1990-01-01",
address={"street_1": "123 Sample Street", "street_2": "Unit 4", "city": "Sample City", "region": "Sample State", "postal_code": "10001", "country": "US"},
vendor_data="user-1234",
)
print(result)
import Didit from "@didit-protocol/sdk-node";
// Reads DIDIT_API_KEY.
const didit = new Didit();
const result = await didit.databaseValidation.validate({
issuing_state: "CAN",
services: ["can_credit_bureau_fintrac"],
consent: true,
first_name: "John",
last_name: "Doe",
date_of_birth: "1990-01-01",
address: { street_1: "123 Sample Street", street_2: "Unit 4", city: "Sample City", region: "Sample State", postal_code: "10001", country: "US" },
vendor_data: "user-1234",
});
console.log(result);
ctx := context.Background()
// Reads DIDIT_API_KEY.
client := didit.NewClient()
result, err := client.DatabaseValidation.Validate(ctx, didit.DatabaseValidationValidateParams{
IssuingState: "CAN",
Services: didit.Some([]string{"can_credit_bureau_fintrac"}),
Consent: didit.Bool(true),
FirstName: didit.String("John"),
LastName: didit.String("Doe"),
DateOfBirth: didit.String("1990-01-01"),
Address: didit.Some[any](map[string]any{"street_1": "123 Sample Street", "street_2": "Unit 4", "city": "Sample City", "region": "Sample State", "postal_code": "10001", "country": "US"}),
VendorData: didit.String("user-1234"),
})
if err != nil {
log.Fatal(err)
}
fmt.Printf("%+v\n", result)
import java.time.LocalDate;
import java.util.List;
import me.didit.Didit;
import me.didit.types.DatabaseValidationValidateParams;
// Reads DIDIT_API_KEY.
Didit client = new Didit();
var result = client.databaseValidation().validate(DatabaseValidationValidateParams.builder()
.issuingState("CAN")
.services(List.of("can_credit_bureau_fintrac"))
.consent(true)
.firstName("John")
.lastName("Doe")
.dateOfBirth(LocalDate.parse("1990-01-01"))
.address(DatabaseValidationValidateParams.Address.ofVariant1(DatabaseValidationValidateParams.Address.Variant1.builder()
.street1("123 Sample Street")
.street2("Unit 4")
.city("Sample City")
.region("Sample State")
.postalCode("10001")
.country("US")
.build()))
.vendorData("user-1234")
.build());
System.out.println(result);
<?php
require 'vendor/autoload.php';
use Didit\DiditClient;
// Reads DIDIT_API_KEY.
$didit = new DiditClient();
$result = $didit->databaseValidation->validate([
'issuing_state' => 'CAN',
'services' => ['can_credit_bureau_fintrac'],
'consent' => true,
'first_name' => 'John',
'last_name' => 'Doe',
'date_of_birth' => '1990-01-01',
'address' => ['street_1' => '123 Sample Street', 'street_2' => 'Unit 4', 'city' => 'Sample City', 'region' => 'Sample State', 'postal_code' => '10001', 'country' => 'US'],
'vendor_data' => 'user-1234',
]);
print_r($result->toArray());
require "didit"
# Reads DIDIT_API_KEY.
didit = Didit::Client.new
result = didit.database_validation.validate(
issuing_state: "CAN",
services: ["can_credit_bureau_fintrac"],
consent: true,
first_name: "John",
last_name: "Doe",
date_of_birth: "1990-01-01",
address: { street_1: "123 Sample Street", street_2: "Unit 4", city: "Sample City", region: "Sample State", postal_code: "10001", country: "US" },
vendor_data: "user-1234"
)
puts result.to_h
using System;
using System.Collections.Generic;
using System.Text.Json;
using Didit;
// Reads DIDIT_API_KEY.
using var client = new DiditClient();
var result = await client.DatabaseValidation.ValidateAsync(new DatabaseValidationValidateParams
{
IssuingState = "CAN",
Services = new string[] { "can_credit_bureau_fintrac" },
Consent = true,
FirstName = "John",
LastName = "Doe",
DateOfBirth = "1990-01-01",
Address = new Dictionary<string, object> { ["street_1"] = "123 Sample Street", ["street_2"] = "Unit 4", ["city"] = "Sample City", ["region"] = "Sample State", ["postal_code"] = "10001", ["country"] = "US" },
VendorData = "user-1234",
});
Console.WriteLine(JsonSerializer.Serialize(result));
每次成功调用都会返回 HTTP 200。outcome_code 字段说明实际发生的结果,例如区分真实的生物识别不匹配(BIOMETRIC_NO_MATCH)与无法读取的自拍照(BIOMETRIC_IMAGE_UNUSABLE)。所示的 status 为默认功能状态;您配置的部分匹配/无匹配操作可以覆盖它。MATCH:注册机构已确认身份,且所有已检查的字段均匹配。{
"request_id": "req_01H…",
"status": "Approved",
"issuing_state": "CAN",
"match_type": "full_match",
"validations": [
{
"outcome_code": "MATCH",
"service_id": "can_credit_bureau_fintrac",
"service_name": "Canada Credit Bureau (FINTRAC)",
"source_data": {
"address": "123 Sample Street",
"date_of_birth": "1990-01-01",
"first_name": "John",
"last_name": "Doe"
},
"validation": {
"address": "full_match",
"date_of_birth": "full_match",
"full_name": "full_match"
}
}
]
}
PARTIAL_MATCH:此服务比对的一个或多个字段未完全匹配。在本示例中,full_name 不匹配,而 address 和 date_of_birth 匹配。{
"request_id": "req_01H…",
"status": "In Review",
"issuing_state": "CAN",
"match_type": "partial_match",
"validations": [
{
"outcome_code": "PARTIAL_MATCH",
"service_id": "can_credit_bureau_fintrac",
"service_name": "Canada Credit Bureau (FINTRAC)",
"source_data": {
"address": "123 Sample Street",
"date_of_birth": "1990-01-01",
"first_name": "John",
"last_name": "Doe"
},
"validation": {
"address": "full_match",
"date_of_birth": "full_match",
"full_name": "no_match"
}
}
]
}
NO_MATCH:注册机构未返回与提交数据匹配的结果。{
"request_id": "req_01H…",
"status": "Declined",
"issuing_state": "CAN",
"match_type": "no_match",
"validations": [
{
"outcome_code": "NO_MATCH",
"service_id": "can_credit_bureau_fintrac",
"service_name": "Canada Credit Bureau (FINTRAC)",
"source_data": {
"address": "NO_MATCH",
"date_of_birth": "NO_MATCH",
"full_name": "NO_MATCH"
},
"validation": {
"address": "no_match",
"date_of_birth": "no_match",
"full_name": "no_match"
}
}
]
}
返回数据
source_data 中返回的具体字段取决于注册机构返回的内容。自动生成的 can_credit_bureau_fintrac 示例目前记录了以下标准化结构:
addressdate_of_birthfirst_namelast_name
定价与 SLA
仅当 Didit 从验证来源收到明确结果时,才对加拿大信用局(FINTRAC)查询计费。- 单次调用价格: $4.84 USD。
- 计费方式: 按每次成功的查询计费。若注册机构无法访问、缺少必填字段,或请求在到达来源之前即被拒绝,则不会向您收费。
- 延迟: 典型 p95 < 2 秒。
- 可用性: Didit 方面每季度的可用性为 99.9%;下游来源的可用性因国家和数据集而异。
继续阅读
最后修改于 2026年11月7日