交易 IP 富化：国家/地区、ASN、VPN 检测

condition: applicant.ip_country_code IN ['IRN', 'PRK', 'SYR']
action: add_score(35), add_tags(['high_risk_ip_country'])

condition: applicant.is_vpn_or_tor == true
action: change_status('IN_REVIEW'), add_tags(['anonymization'])

condition: applicant.is_data_center == true AND amount > 10000
action: add_score(30)

condition: applicant.ip_country_code != applicant.country_code
action: add_score(15), add_tags(['geo_mismatch'])

"parties": [
  {
    "role": "APPLICANT",
    "vendor_data": "user-42",
    "device": {
      "network_context": {
        "ip_address": "203.0.113.5",
        "ip_country": "United States",
        "ip_country_code": "US",
        "ip_state": "California",
        "ip_city": "San Francisco",
        "is_vpn_or_tor": false,
        "is_data_center": false,
        "asn_number": 64496,
        "asn_organization": "Example ISP",
        "proxy_type": null
      }
    }
  }
]