Beneficial owners (UBOs)
A Ultimate Beneficial Owner (UBO) is a natural person who ultimately owns or controls a legal entity. Didit identifies UBOs from registry data and presents them for review.Extracted data per UBO
| Field | Description |
|---|---|
| Name | Full name of the beneficial owner |
| Date of birth | Where available from the registry |
| Nationality | Country of nationality |
| Entity type | person or company (for corporate shareholders) |
| Roles | Shareholder, director, or both |
| Ownership shares | Minimum and maximum ownership percentage range |
| Voting shares | Minimum and maximum voting rights percentage range |
| Appointment date | Date the person was added as a beneficial owner |
| Active status | Whether the person is currently an active UBO |
Corporate shareholders
When a shareholder is another company rather than a natural person, Didit records:- Company name and registration number
- The ownership percentage held
- Country of incorporation
Ownership thresholds
Most jurisdictions define UBOs as individuals who own or control 25% or more of a company. However, thresholds vary:| Jurisdiction | Typical UBO threshold |
|---|---|
| EU (AMLD) | 25% ownership or control |
| UK | 25% shares or voting rights |
| USA (CTA) | 25% ownership or substantial control |
| Singapore | 25% shares or voting power |
KYC linking
Each identified beneficial owner can be linked to a KYC verification session for individual identity verification. When linked:- The person’s identity is verified through the standard KYC flow (ID document, liveness, face match)
- AML screening results from the KYC session are associated with the UBO record
- The business session status reflects the combined results of all linked KYC sessions